643 Bent Creek Dr, Evans, GA 30809 Property Records

Columbia County property record for 643 Bent Creek Dr, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,618 sqft · built 2012
Lot Size	3.94 acres (171,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Oct 2020)
Tax Bill	$7,395 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059 112`

Property Details

APN / Parcel Number

Primary APN	`059 112`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,370 sqft Finished Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	171,626 sqft (3.94 acres)

Location & Zoning

Street Address	643 BENT CREEK DR
City	EVANS
State	GA
Zip	30809-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A;RES-AG
Legal Description	3.94 ACS LOT 14; KIOKEE RIDGE SECT 5
Legal Subdivision	KIOKEE RIDGE SECT 5
Legal Phase	V
Legal Lot Number	14
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1001
Census Tract	30304

Owner

Source: Columbia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 BENT CREEK DR, EVANS, GA 30809-7446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Grant Deed, Transfer · Conventional Mortgage TRUIST BK
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK
May 7, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	20206721
Deed Book / Page	12924 / 233
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Oct 8, 2020
Property Address	643 BENT CREEK DR, EVANS, GA 30809-7446
Document Number	2924/0233
Book / Page	012924 / 000233
Instrument Date	Oct 1, 2020
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 BENT CREEK DR EVANS GA 308097446, EVANS, GA 30809-7446

Mortgage

Document Number	2924/0236
Date	Oct 8, 2020
Book Page	012924/000236

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	643 BENT CREEK DR, EVANS, GA 30809-7446
Document Number	2924/0236
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 RAMSGATE DR GASTONIA NC 280567534, GASTONIA, NC 28056-7534

Mortgage

Document Number	2924/0236
Date	Oct 8, 2020
Book Page	012924/000236

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	May 7, 2018
Property Address	643 BENT CREEK DR, EVANS, GA 30809-7446
Document Number	1430/0025
Book / Page	011430 / 000025
Instrument Date	Apr 23, 2018
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 BENT CREEK DR EVANS GA 308097446, EVANS, GA 30809-7446

Mortgage

Document Number	1430/0031
Date	May 7, 2018
Book Page	011430/000031

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,395.00 (-11.92%)	$359,458 (+1.48%) Land $27,489 Building $331,969	$898,645 (+1.48%) Land $68,723 Building $829,922
2025	$8,396.00 (+20.22%) Additional exemption filed	$354,232 (+20.45%) Land $27,759 Building $326,473	$885,580 (+20.45%) Land $69,398 Building $816,182
2023	$6,984.00 (-5.84%) Homeowner's exemption	$294,090 (+2.26%) Land $33,346 Building $260,744	$735,224 (+2.26%) Land $83,364 Building $651,860
2022	$7,417.00 Homeowner's exemption	$287,582 Land $33,346 Building $254,236	$718,954 Land $83,364 Building $635,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2007–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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