635 Bent Creek Dr, Evans, GA 30809 Property Records

Columbia County property record for 635 Bent Creek Dr, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,329 sqft · built 2017
Lot Size	4.85 acres (211,266 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,900 (Aug 2016)
Tax Bill	$3,491 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`059 116`

Property Details

APN / Parcel Number

Primary APN	`059 116`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,329 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	211,266 sqft (4.85 acres)

Location & Zoning

Street Address	635 BENT CREEK DR
City	EVANS
State	GA
Zip	30809-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A;RES-AG
Legal Description	LOT 18 4.85 ACS; KIOKEE RIDGE SECT 5
Legal Subdivision	KIOKEE RIDGE SECT 5
Legal Phase	V
Legal Lot Number	18
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1001
Census Tract	30304

Owner

Source: Columbia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 BENT CREEK DR, EVANS, GA 30809-7446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit SRP FEDERAL CREDIT UNION
Dec 1, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 19, 2017	Deed of Trust, Mortgage SECURITY FED'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2016 · Amount on Record
Deed Sale	Aug 15, 2016 · Amount on Record
Prior Sale	Mar 25, 2013 · Amount on Record
Deed Document Number	20165511
Deed Book / Page	10528 / 46
Prior Transfer Date	Oct 17, 2002
Prior Transfer Doc	3302000157
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Recording Date	Apr 8, 2026
Property Address	635 BENT CREEK DR, EVANS, GA 30809-7446
Document Number	016050/182
Book / Page	16050 / 182
Instrument Date	Apr 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 BENT CREEK DR, EVANS, GA 30809-7446
Investor	Possibly a Property Investor

Mortgage

Document Number	1605000182,
Date	Apr 8, 2026
Book Page	16050/182

Lender

Name	SRP FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	635 BENT CREEK DR, EVANS, GA 30809-7446
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 BENT CREEK DR, EVANS, GA 30809-7446

Mortgage

Document Number	, 0000000238
Date	Dec 1, 2021
Book Page	0000013968/0000000238

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	635 BENT CREEK DR, EVANS, GA 30809-7446
Document Number	2823/0147
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 BENT CREEK DR EVANS GA 308097446, EVANS, GA 30809-7446

Mortgage

Document Number	2823/0147
Date	Aug 31, 2020
Book Page	012823/000147

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	635 BENT CREEK DR, EVANS, GA 30809-7446
Document Number	0869/0100
Book / Page	010869 / 000100
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	635 BENT CREEK DR EVANS GA 30809, EVANS, GA 30809

Mortgage

Document Number	0869/0100
Date	Apr 24, 2017
Book Page	010869/000100

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,491.00 (-9.4%) Disabled Person's exemption Veteran's exemption	$300,911 (+6.14%) Land $36,640 Building $264,271	$752,277 (+6.14%) Land $91,599 Building $660,678
2025	$3,853.00 (+24.69%) Disabled Person's exemption Veteran's exemption	$283,495 (+13.83%) Land $37,115 Building $246,380	$708,738 (+13.83%) Land $92,788 Building $615,950
2023	$3,090.00 (-14.88%) Disabled Person's exemption Veteran's exemption	$249,058 (+3.11%) Land $48,158 Building $200,900	$622,646 (+3.11%) Land $120,396 Building $502,250
2022	$3,630.00 Disabled Person's exemption Veteran's exemption	$241,545 Land $48,158 Building $193,387	$603,863 Land $120,396 Building $483,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2007–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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