643 Bending Bough Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 643 Bending Bough Dr, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,935 sqft · built 1966
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Jul 2004)
Tax Bill	$7,303 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 064.15-1-24`

Property Details

APN / Parcel Number

Primary APN	`265489 064.15-1-24`
Alternative APNs	`54890641500001024000` `02879046000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,106 sqft
Upper Floors Area	829 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	228 ft deep x 62.5 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	464 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02879046000
Street Address	643 BENDING BOUGH DR
City	WEBSTER
State	NY
Zip	14580-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0012-14-04 PARKWOOD 3 L29 0167064
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	4
Census Block	4007
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 BENDING BOUGH DR, WEBSTER, NY 14580-8905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Dec 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Dec 28, 2016	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2004 · Amount on Record
Deed Sale	Jul 19, 2004 · Amount on Record
Deed Book / Page	9989 / 429
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	643 BENDING BOUGH DR, WEBSTER, NY 14580-8905
Transaction Type	Mortgage
Record Updated	Dec 15, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000918
Date	Nov 23, 2022
Book Page	30139/286
Instrument	202211230918

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	643 BENDING BOUGH DR, WEBSTER, NY 14580-8905
Document Number	0000000360
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 BENDING BOUGH DR WEBSTER NY 145808905, WEBSTER, NY 14580-8905

Mortgage

Document Number	0000000360
Date	Jan 3, 2017
Book Page	026978/000670
Instrument	360

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2032

December 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	MONROE NY
Property Address	643 BENDING BOUGH DR, WEBSTER, NY 14580-8905
Document Number	0000000361
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 BENDING BOUGH DR WEBSTER NY 145808905, WEBSTER, NY 14580-8905

Mortgage

Document Number	0000000361
Date	Jan 3, 2017
Book Page	026979/000001
Instrument	361

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2032

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,303.00 (+24.71%) Homeowner's exemption Senior Citizen's exemption
2025	$5,856.00 (+6.57%)	$148,600 (-) Land $33,400 Building $115,200	$309,600 (+20.84%) Land $69,587 Building $240,013
2023		$148,600 (-) Land $33,400 Building $115,200	$256,200 (+10.34%) Land $57,585 Building $198,615
2022		$148,600 Land $33,400 Building $115,200	$232,200 Land $52,190 Building $180,010
2021	$5,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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