Lorain County property record for 643 Beech St, Oberlin, OH 44074 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 2,112 sqft Living Area |
| Lot Size | 0.387 acres |
| Occupancy | Owner Occupied |
| Last Sale | $219,000 (2019) |
| Tax Bill | $4,797.00 (2025) |
| Primary APN | 09-00-083-101-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,112 sqft Living Area |
| 1st Floor | 1,612 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 16,901 sqft |
| Depth X Width | 205 ft x 104 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Patio Area | 220 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 643 BEECH ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1416 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CLARKWOOD SUB 104.41 X 205 |
| Legal Subdivision | CLARKWOOD SUBDIVISION |
| Legal Block | 101 |
| Legal Lot Number | 111 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | OBERLIN |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 60200 |
Source: Lorain County records · APN 09-00-083-101-030
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 BEECH ST, OBERLIN, OH 44074-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 12, 2019 | Warranty Deed, Transfer · Line of Credit OHIO EDUCATIONAL CU |
| May 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on Record |
| Deed Sale | Jun 12, 2019 · Amount on Record |
| Prior Sale | May 23, 2018 · Amount on Record |
| Deed Doc Number | 2019003266 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 12, 2019 |
| Property Address | 643 BEECH ST, OBERLIN, OH 44074-1416 |
| Document Number | 0000717935 |
| Instrument Date | May 30, 2019 |
| Instrument | 717935 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $876.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4141 ROCKSIDE RD #400 SEVEN HILLS OH 441312537, 400, SEVEN HILLS, OH 44131-2537 |
| Document Number | 717936 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 717936 |
| Name | OHIO EDUCATIONAL CU |
|---|---|
| Address | SEVEN HILLS, OH 44131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 23, 2018 |
| Property Address | 643 BEECH ST, OBERLIN, OH 44074-1416 |
| Document Number | 0000673323 |
| Map Reference | VOL 24 PG 63 |
| Instrument Date | May 21, 2018 |
| Instrument | 2018-0673323 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000673324 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018-0673324 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,797.00 | $102,020 (+%) Land $21,610 Building $80,410 | $291,470 (-) Land $61,740 Building $229,730 |
| 2024 | $4,797.00 (+12.9%) | $102,015 (+31.2%) Land $21,609 Building $80,406 | $291,470 (+31.2%) Land $61,740 Building $229,730 |
| 2023 | $4,249.00 (+2.78%) | $77,753 (-0.01%) Land $19,968 Building $57,785 | $222,150 (-) Land $57,050 Building $165,100 |
| 2022 | $4,134.00 | $77,760 Land $19,970 Building $57,790 | |
| 2021 | $222,150 Land $57,050 Building $165,100 |
643 Beech St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 28th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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