632 Beech St, Oberlin, OH 44074 Property Records

Lorain County property record for 632 Beech St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,724 sqft · built 1972
Lot Size	0.371 acres (16,204 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Mar 2024)
Tax Bill	$4,700 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-083-104-029`

Property Details

APN / Parcel Number

Primary APN	`09-00-083-104-029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	1,724 sqft
Basement Area	1,724 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,204 sqft (0.371 acres)
Lot Dimensions	180 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	18 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	632 BEECH ST
City	OBERLIN
State	OH
Zip	44074-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARKWOOD SUB 90 X 180
Legal Subdivision	CLARKWOOD SUB
Legal Block	104
Legal Lot Number	68 &
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3005
Census Tract	60200

Owner

Source: Lorain County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	632 BEECH ST, OBERLIN, OH 44074-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
Apr 30, 2019	Executor's Deed, Construction Loan · Construction Mortgage FIRST KNOX NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Prior Transfer Date	Nov 5, 2014
Prior Transfer Doc	0000525551
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 14, 2024
Property Address	632 BEECH ST, OBERLIN, OH 44074-1417
Document Number	0000006783
Map Reference	VOL 24 PG 63
Instrument Date	Mar 12, 2024
Instrument	2024-0006783
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 BEECH ST, OBERLIN, OH 44074-1417

Mortgage

Document Number	0000006784
Date	Mar 14, 2024
Instrument	2024-0006784

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	632 BEECH ST, OBERLIN, OH 44074-1417
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000879308
Date	Jun 14, 2022
Instrument	2022-0879308

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

April 2019: Executor's Deed, Construction Loan

Document Type	Executor's Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 30, 2019
Property Address	632 BEECH ST, OBERLIN, OH 44074-1417
Document Number	0000712776
Map Reference	VOL 24 PG 63
Instrument Date	Apr 29, 2019
Instrument	2019-0712776
Transaction Type	Construction Loan
Record Updated	Apr 29, 2022
Title Company	ERIEVIEW TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 BEECH ST, OBERLIN, OH 44074-1417

Mortgage

Document Number	0000712777
Date	Apr 30, 2019
Instrument	2019-0712777

Lender

Name	FIRST KNOX NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,700.00	$99,710 (+%) Land $21,610 Building $78,100	$284,880 (-) Land $61,740 Building $223,140
2024	$4,700.00 (+11.61%)	$99,708 (+29.53%) Land $21,609 Building $78,099	$284,880 (+29.53%) Land $61,740 Building $223,140
2023	$4,211.00 (+2.76%)	$76,976 (-0.01%) Land $19,968 Building $57,008	$219,930 (-) Land $57,050 Building $162,880
2022	$4,098.00	$76,980 Land $19,970 Building $57,010
2021			$219,930 Land $57,050 Building $162,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2004–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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