6423 Towncrest Ct W, Frederick, MD 21703 Property Records

Frederick County property record for 6423 Towncrest Ct W, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 1,947 sqft · built 1996
Lot Size0.041 acres (1,826 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Sep 2018)
Tax Bill$3,055 (2023)
Deeds & MortgagesNov 2020 Mortgage
Sep 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-454955

Property Details

APN / Parcel Number

Primary APN23-454955
Alternative APN
  • 454955

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,947 sqft Total Area
1st Floor Area748 sqft

Exterior

Year BuiltBuilt 1996
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,826 sqft (0.041 acres)
Garage TypeBuilt-in
Garage Area209 sqft
Parking Spaces1 Parking Space
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number454955
Street Address6423 TOWNCREST CT W
CityFREDERICK
StateMD
Zip21703-1842
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 191 PLAT 1 SEC 4 1,826 SQ. FT. HANNOVER
Legal SubdivisionHANNOVER
Legal Lot Number191
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2011
Census Tract751004

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6423 TOWNCREST CT W, FREDERICK, MD 21703-1842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Sep 7, 2018Special Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC
Jan 29, 2018Grant Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2018 · Amount on Record
Deed SaleSep 7, 2018 · Amount on Record
Prior SaleJan 29, 2018 · Amount on Record
Deed Document Number0012609225
Deed Book / Page12609 / 225
Record UpdatedJun 7, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6423 TOWNCREST CT W, FREDERICK, MD 21703-1842
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyRADIAN TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6423 TOWNCREST CT W, FREDERICK, MD 21703-1842

Mortgage

Document Number0142420439
DateNov 6, 2020
Book Page14242/439
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

September 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateSep 7, 2018
Property Address6423 TOWNCREST CT W, FREDERICK, MD 21703-1842
Document Number0126090225
Book / Page12609 / 0225
Map ReferenceMB56 PL94
Instrument DateJul 13, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyFIRST TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$612.50
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address6423 TOWNCREST CT W, FREDERICK, MD 21703-1842

Mortgage

Document Number0012609231
DateSep 7, 2018
Instrument12609/231
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2048

January 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJan 29, 2018
Property Address6423 TOWNCREST CT W, FREDERICK, MD 21703-1842
Document Number0122530484
Book / Page012253 / 000484
Instrument DateDec 8, 2017
Transaction TypeForeclosure
Record UpdatedFeb 8, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$200.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,055.00 Homeowner's exemption$253,200 Land $79,000 Building $174,200$253,200 Land $79,000 Building $174,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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