6427 Ushers Ridge Dr NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 6427 Ushers Ridge Dr NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.25 ba · 3,113 sqft · built 2020
Lot Size	0.343 acres (14,941 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jan 2023)
Tax Bill	$7,480 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`13123-01009-00000`

Property Details

APN / Parcel Number

Primary APN	`13123-01009-00000`

Interior

Bedrooms	4 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,113 sqft Living Area
Gross Area	3,271 sqft
1st Floor Area	2,272 sqft
Basement Area	841 sqft
Finished Basement	841 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,941 sqft (0.343 acres)
Lot Dimensions	107 ft deep x 105 ft wide
Porch	Screened Porch
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6427 USHERS RIDGE DR NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	USHERS RIDGE 2ND STR/LB 1
Legal Range	8W
Legal Township	83N
Legal Section	12
Legal Subdivision	USHERS RIDGE 2ND
Legal Lot Number	1
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	4
Census Block	4024
Census Tract	902

Owner

6427 Ushers Ridge Dr NE is owned and occupied by two individuals who bought it in January 2023.

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6427 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage MOUNT VERNON BANK & TRUST CO
Jun 24, 2020	Deed of Trust, Construction Loan · Construction Mortgage MOUNT VERNON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2023 · Amount on File
Deed Sale	Jan 19, 2023 · Amount on File
Prior Sale	Jan 2, 2020 · Amount on File
Deed Book / Page	11521 / 7375
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6427 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7642
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0011195636
Date	Nov 3, 2021
Book Page	11195/636

Lender

Name	MOUNT VERNON BANK & TRUST CO
Type	Bank
Address	MOUNT VERNON, IA 52314

Agreement

Amount	Amount on Record
Term	7 Months
Due	Jun 1, 2022

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LINN IA
Recording Date	Jun 24, 2020
Property Address	6427 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7642
Document Number	0106900026
Book / Page	010690 / 000026
Instrument Date	Jun 22, 2020
Transaction Type	Construction Loan
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6427 USHERS RIDGE DR NE CEDAR RAPIDS IA 52411, CEDAR RAPIDS, IA 52411

Mortgage

Document Number	106900026
Date	Jun 24, 2020
Book Page	010690/000026

Lender

Name	MOUNT VERNON BK&TR
Type	Bank
Address	MOUNT VERNON, IA 52314

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 23, 2021

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,200 (-) Land $75,700 Building $386,500	$462,200 (-) Land $75,700 Building $386,500
2025	$7,480.00	$462,200 (+9.22%) Land $75,700 Building $386,500	$462,200 (+9.22%) Land $75,700 Building $386,500
2024	$7,480.00 (-13.45%)
2023		$423,200 Land $75,700 Building $347,500	$423,200 Land $75,700 Building $347,500
2022	$8,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6427 Ushers Ridge Dr NE in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (2016)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6427 Ushers Ridge Dr NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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