6403 Ushers Ridge Dr NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 6403 Ushers Ridge Dr NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,772 sqft · built 2005
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Nov 2021)
Tax Bill	$6,356 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13123-01005-00000`

Property Details

APN / Parcel Number

Primary APN	`13123-01005-00000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,599 sqft Living Area
Gross Area	3,544 sqft
1st Floor Area	1,772 sqft
Basement Area	1,772 sqft
Finished Basement	827 sqft
Unfinished Basement	945 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,196 sqft (0.28 acres)
Lot Dimensions	87 ft deep x 87 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6403 USHERS RIDGE DR NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	USHERS RIDGE 2ND STR/LB 5
Legal Range	8W
Legal Township	83N
Legal Section	12
Legal Subdivision	USHERS RIDGE 2ND
Legal Lot Number	5
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	4
Census Block	4024
Census Tract	902

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6403 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Nov 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Nov 14, 2017 · Amount on Record
Deed Book / Page	11210 / 412
Prior Transfer Date	Nov 7, 2005
Prior Transfer Doc	200600028953
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Nov 17, 2021
Property Address	6403 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7642
Document Number	0011210412
Book / Page	11210 / 412
Instrument Date	Nov 10, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6403 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7642

Mortgage

Document Number	0011210413
Date	Nov 17, 2021
Instrument	11210/413

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6403 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7642
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0011125640
Date	Aug 25, 2021
Book Page	11125/640

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 24, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Nov 14, 2017
Property Address	6403 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7642
Document Number	0099770337
Book / Page	009977 / 000337
Instrument Date	Nov 14, 2017
Transaction Type	Transfer
Record Updated	Nov 20, 2017

Transaction

Amount	Amount Recorded
Tax	$511.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6403 USHERS RIDGE DR NE CEDAR RAPIDS IA 524117642, CEDAR RAPIDS, IA 52411-7642

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,800 (-) Land $76,900 Building $302,900	$379,800 (-) Land $76,900 Building $302,900
2025	$6,356.00	$379,800 (+5.15%) Land $76,900 Building $302,900	$379,800 (+5.15%) Land $76,900 Building $302,900
2024	$6,356.00 (-1.76%)
2023		$361,200 Land $76,900 Building $284,300	$361,200 Land $76,900 Building $284,300
2022	$6,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (2016)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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