Orange County property record for 6427 Montclair Bluff Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,341 sqft · built 2001 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $383,900 (Nov 2008) |
| Tax Bill | $6,540 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-2694-00-870 |
| Primary APN | 24-23-27-2694-00-870 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,341 sqft Living Area |
| Gross Area | 4,428 sqft |
| 1st Floor Area | 2,780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,000 sqft (0.275 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 328 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6427 MONTCLAIR BLUFF LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | GLENMUIR UNIT 1 48/39 LOT 87 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | GLENMUIR UT 1 |
| Legal Tract | 2694 |
| Legal Lot Number | 87 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 17115 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6427 MONTCLAIR BLUFF LN, WINDERMERE, FL 34786-6411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| May 17, 2019 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BK |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 11, 2008 · Amount on Record |
| Deed Sale | Nov 11, 2008 · Amount on Record |
| Prior Sale | Oct 1, 2008 |
| Deed Document Number | 2008685693 |
| Deed Book / Page | 9788 / 955 |
| Prior Transfer Date | Aug 12, 2008 |
| Prior Transfer Doc | 0000591932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6427 MONTCLAIR BLUFF LN, WINDERMERE, FL 34786-6411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6427 MONTCLAIR BLUFF LN, WINDERMERE, FL 34786-6411 |
| Document Number | 0000219258 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 20220219258 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6427 MONTCLAIR BLUFF LN, WINDERMERE, FL 34786-6411 |
| Document Number | 0000345895 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6427 MONTCLAIR BLUFF LN WINDERMERE FL 347866411, WINDERMERE, FL 34786-6411 |
| Document Number | 0000345895 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 345895 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 4, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6427 MONTCLAIR BLUFF LN, WINDERMERE, FL 34786-6411 |
| Document Number | 0000521743 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6427 MONTCLAIR BLUFF LN WINDERMERE FL 347866411, WINDERMERE, FL 34786-6411 |
| Document Number | 0000521743 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 521743 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,504 (+2.7%) | $769,170 (-1.36%) Land $175,000 Building $594,170 | |
| 2025 | $6,540.00 (+4.46%) Homeowner's exemption | $415,291 (+5.99%) | $779,800 (+23.58%) Land $175,000 Building $604,800 |
| 2024 | $6,261.00 (+7.25%) | ||
| 2023 | $5,838.00 (+3.47%) Homeowner's exemption | $391,832 (+3%) | $631,010 (+14.83%) Land $95,000 Building $536,010 |
| 2022 | $5,642.00 Homeowner's exemption | $380,419 | $549,511 Land $95,000 Building $454,511 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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