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6420 Montclair Bluff Ln, Windermere, FL 34786 Property Records

Orange County property record for 6420 Montclair Bluff Ln, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,750 sqft · built 2002
Lot Size0.275 acres (11,998 sqft)
Owner2 Individual Names on File
Last Sale$412,000 (Jan 2019)
Tax Bill$7,896 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-23-27-2694-00-910

Property Details

APN / Parcel Number

Primary APN24-23-27-2694-00-910
Alternative APNs
  • 272324269400910
  • 145816
  • 146987
  • 149106

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,750 sqft Living Area
Gross Area3,746 sqft
1st Floor Area2,750 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,998 sqft (0.275 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address6420 MONTCLAIR BLUFF LN
CityWINDERMERE
StateFL
Zip34786-6410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionGLENMUIR UNIT 1 48/39 LOT 91
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionGLENMUIR UT 1
Legal Tract2694
Legal Lot Number91
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2017
Census Tract17115

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6420 MONTCLAIR BLUFF LN, WINDERMERE, FL 34786-6410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED MUTUAL FNDG
Jan 7, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED MUTUAL FUNDING CORP
Oct 16, 2018Warranty Deed, Transfer
OPENDOOR TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2019 · Amount on File
Deed SaleJan 7, 2019 · Amount on File
Prior SaleOct 16, 2018 · Amount on File
Deed Document Number201911807
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address6420 MONTCLAIR BLUFF LN, WINDERMERE, FL 34786-6410
Document Number0000653693
Instrument DateDec 9, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6420 MONTCLAIR BLUFF LN WINDERMERE FL 347866410, WINDERMERE, FL 34786-6410

Mortgage

Document Number0000653693
DateDec 15, 2020
Instrument653693
Lender
NameUNITED MUTUAL FNDG
TypeFunding / Finance Company
AddressBRANDON, FL 33511
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 14, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 7, 2019
Property Address6420 MONTCLAIR BLUFF LN, WINDERMERE, FL 34786-6410
Document Number0000011807
Map ReferenceMB 48 PG 39
Instrument DateDec 20, 2018
Instrument20190011807
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,884.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

NameVerified Name
Address6420 MONTCLAIR BLUFF LN, WINDERMERE, FL 34786-6410

Mortgage

Document Number0000011808
DateJan 7, 2019
Instrument20190011808
Lender
NameUNITED MUTUAL FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 16, 2018
Property Address6420 MONTCLAIR BLUFF LN, WINDERMERE, FL 34786-6410
Document Number0000607892
Instrument DateOct 10, 2018
Instrument607892
Transaction TypeTransfer
Record UpdatedOct 30, 2018
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount on Record
Tax$277.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$489,062 (-1.79%)$709,360 (-1.24%) Land $175,000 Building $534,360
2025$7,896.00 (-23.68%) Homeowner's exemption$497,982 (+40.95%)$718,280 (+25.22%) Land $175,000 Building $543,280
2024$10,346.00 (+97.78%)
2023$5,231.00 (+3.54%) Homeowner's exemption$353,314 (+3%)$573,612 (+15.4%) Land $95,000 Building $478,612
2022$5,052.00 Homeowner's exemption$343,023$497,085 Land $95,000 Building $402,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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