6425 S River Ln, Benjamin (Spanish Fork), UT 84660 Property Records

Utah County property record for 6425 S River Ln, Benjamin, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,452 sqft · built 2000
Lot Size	7.91 acres (344,800 sqft)
Owner	2 Individual Names on File
Last Sale	$521,300 (Jul 2009)
Tax Bill	$5,441 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-011-0055`

Property Details

APN / Parcel Number

Primary APN	`25-011-0055`
Alternative APN	`168452`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,452 sqft Living Area
Gross Area	5,098 sqft
1st Floor Area	3,192 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	344,800 sqft
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	1,437 sqft
Deck Area	Deck Area
Patio Area	180 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	168452
Street Address	6425 S RIVER LN
City	SPANISH FORK
State	UT
Zip	84660-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	COM S 86.04 FT & E 927.13 FT FR N 1/4 COR. SEC. 22 T8S R2E SLB&M.; N 79 DEG 17 37 E 229.52 FT; N 25 DEG 52 49 W 10.25 FT; N 76 DEG 51 20 E 53.25 FT; S 30 DEG 22 31 E 353.09 FT; S 12 DEG 58 29 E 358.91 FT; ALONG A CURVE TO R (CHORD BEARS: S 35 DEG 33
Legal Range	02E
Legal Township	08S
Legal Section	22
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2098
Census Tract	10503

Owner

6425 S River Ln is owned and occupied by two individuals who bought it in July 2009.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6425 S RIVER LN, SPANISH FORK, UT 84660-4706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Aug 21, 2017	Deed of Trust, Mortgage AMERICA FIRST FCU
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Feb 22, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2009 · Amount on File
Deed Sale	Jul 22, 2009 · Amount on File
Prior Sale	Aug 22, 2007 · Amount on File
Deed Document Number	200980033
Prior Transfer Date	Jul 13, 2009
Prior Transfer Doc	0000080033
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	6425 S RIVER LN, BENJAMIN, UT 84660-4706
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117998
Date	Nov 15, 2022
Instrument	117998:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	6425 S RIVER LN, SPANISH FORK, UT 84660-4706
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081606
Date	Aug 21, 2017
Instrument	081606:2017

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	6425 S RIVER LN, SPANISH FORK, UT 84660-4706
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190110
Date	Dec 1, 2020
Instrument	190110:2020

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	6425 S RIVER LN, SPANISH FORK, UT 84660-4706
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047999
Date	Mar 12, 2021
Instrument	47999:2021

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	6425 S RIVER LN, SPANISH FORK, UT 84660-4706
Document Number	0000030502
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6425 S RIVER LN SPANISH FORK UT 846604706, SPANISH FORK, UT 84660-4706

Mortgage

Document Number	0000030502
Date	Apr 2, 2018
Instrument	30502

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	6425 S RIVER LN, SPANISH FORK, UT 84660-4706
Document Number	0000020799
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6425 S RIVER LN SPANISH FORK UT 846604706, SPANISH FORK, UT 84660-4706

Mortgage

Document Number	0000020799
Date	Mar 5, 2018
Instrument	20799

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6425 S River Ln was $5,441, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,071 (-56.11%)	$1,443,500 (+4.53%) Land $508,800 Building $934,700
2025	$5,441.00 (+0.02%)	$1,380,900 Land $508,800 Building $872,100	$1,380,900 Land $508,800 Building $872,100
2024	$5,440.00 (-10.51%)
2023	$6,079.00 (+34.91%)	$608,181	$1,471,900 Land $484,600 Building $987,300
2022	$4,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6425 S River Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1980–1982)
Most Recent Claim	Sep 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6425 S River Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Utah Broadband Fixed Wireless	100 / 25
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink.

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