6401 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 6401 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,259 sqft · built 1989
Lot Size0.408 acres (17,772 sqft)
Owner2 Company Names on Record
Last Sale$1,150,000 (Dec 2020)
Tax Bill$16,469 (2024)
Deeds & MortgagesMar 2022 Transfer
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APN08-38-42-023-000-0002.0-4-0000

Property Details

APN / Parcel Number

Primary APN08-38-42-023-000-0002.0-4-0000
Alternative APNs
  • 08-38-42-023-000-00020-4
  • 838420230000002040000
  • 45980

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area4,259 sqft Living Area
Gross Area5,075 sqft
1st Floor Area4,259 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area17,772 sqft (0.408 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area450 sqft
PorchOpen Porch
Porch Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6401 SE HARBOR CIR
CitySTUART
StateFL
Zip34996-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionSAILFISH POINT PLAT 20 LOT 2
Legal Range42E
Legal Township38S
Legal Section8
Legal SubdivisionSAILFISH POINT
Legal Block1
Legal Lot Number2
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1003
Census Tract100

Owner

Source: Martin County records, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address6401 SE HARBOR CIR, STUART, FL 34996-1960
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2022Intrafamily Transfer, Transfer
ATTORNEY
Dec 2, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2020 · Amount on Record
Deed SaleDec 2, 2020 · Amount on Record
Prior SaleNov 3, 1997 · Amount on Record
Deed Document Number20202853080
Deed Book / Page3177 / 1350
Last Transfer DateFeb 18, 2022
Transfer Doc0032990481
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateMar 11, 2022
Property Address6401 SE HARBOR CIR, STUART, FL 34996-1960
Document Number0032990481
Book / Page3299 / 481
Map ReferenceMB 11 PG 38
Instrument DateFeb 18, 2022
Instrument2947893
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6401 SE HARBOR CIR, SEWALLS POINT, FL 34996-1960

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 2, 2020
Property Address6401 SE HARBOR CIR, STUART, FL 34996-1960
Document Number0031771350
Book / Page003177 / 001350
Instrument DateNov 25, 2020
Instrument2853080
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$8,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 WHITEHALL RD PITTSTOWN NJ 088675111, PITTSTOWN, NJ 08867-5111

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,035,101 (+5.99%)$2,147,340 (+17.72%) Land $1,627,500 Building $519,840
2024$16,469.00 (+1.56%)
2023$16,216.00 (+3.21%) Additional exemption filed$976,632 (+3%)$1,824,100 (+43.52%) Land $1,365,000 Building $459,100
2022$15,712.00 Homeowner's exemption$948,187$1,270,950 Land $945,000 Building $325,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 390 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,299 units insured
incl. 909 condo units
Nearby Flood Claims70 (1984–2023)
Claims Outside the SFHA6 of 70
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAILFISH POINT
private · serves 1,145 people · EPA ID FL4434000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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