6420 Waters Edge Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 6420 Waters Edge Dr, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,511 sqft · built 2000
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2019)
Tax Bill	$2,904 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10010A0023.000000`

Property Details

APN / Parcel Number

Primary APN	`10010A0023.000000`
Alternative APNs	`5565 13 6867` `131207`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,511 sqft Living Area
Gross Area	4,888 sqft
1st Floor Area	2,021 sqft
Upper Floors Area	790 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	119,790 sqft (2.75 acres)
Lot Dimensions	633 ft deep x 25 ft wide
Garage Type	Mixed
Garage Area	578 sqft
Driveway	Concrete Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	443 sqft
Deck Area	1,056 sqft
Patio Area	228 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	131207
Street Address	6420 WATERS EDGE DR
City	MIDLAND
State	NC
Zip	28107-7699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 23 WATERS EDGE
Legal Subdivision	WATERS EDGE
Legal Tract	23
Legal Lot Number	23
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1050
Census Tract	41604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6420 WATERS EDGE DR, MIDLAND, NC 28107-7699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE LLC
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage MVB MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Mar 4, 1996 · Amount on Record
Deed Book / Page	13572 / 91
Prior Transfer Date	May 30, 2000
Prior Transfer Doc	2884000118
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6420 WATERS EDGE DR, MIDLAND, NC 28107-7699
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014356294
Date	Jul 27, 2020
Book Page	14356/294

Lender

Name	INTERCOASTAL MORTGAGE LLC
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 27, 2019
Property Address	6420 WATERS EDGE DR, MIDLAND, NC 28107-7699
Document Number	1357291
Book / Page	013572 / 000091
Instrument Date	Jun 26, 2019
Instrument	15845
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6420 WATERS EDGE DR MIDLAND NC 281077699, MIDLAND, NC 28107-7699

Mortgage

Document Number	1357293
Date	Jun 27, 2019
Book Page	013572/000093
Instrument	15846

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2034

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,880 (+45.44%) Land $52,550 Building $498,330
2024			$550,880 (+45.44%) Land $52,550 Building $498,330
2023	$2,904.00	$378,760 Land $34,840 Building $343,920	$378,760 Land $34,840 Building $343,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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