6385 Waters Edge Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 6385 Waters Edge Dr, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,757 sqft · built 1996
Lot Size	3.24 acres (141,134 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,460 (2023)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10010A0005.000000`

Property Details

APN / Parcel Number

Primary APN	`10010A0005.000000`
Alternative APNs	`5565 14 4521` `30181`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,757 sqft Living Area
Gross Area	6,823 sqft
1st Floor Area	2,520 sqft
Upper Floors Area	1,237 sqft
Basement Area	2,330 sqft
Unfinished Basement	2,330 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	141,134 sqft (3.24 acres)
Lot Dimensions	380 ft deep x 280 ft wide
Driveway	Asphalt Driveway
Driveway Area	1,200 sqft

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	30181
Street Address	6385 WATERS EDGE DR
City	MIDLAND
State	NC
Zip	28107-7689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 5 WATERS EDGE
Legal Subdivision	WATERS EDGE
Legal Tract	5
Legal Lot Number	5
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1050
Census Tract	41604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6385 WATERS EDGE DR, MIDLAND, NC 28107-7689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 19, 2023	Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023
Deed Sale	May 19, 2023
Prior Sale	Jun 17, 2004 · Amount on Record
Deed Document Number	20239916
Deed Book / Page	16493 / 104
Prior Transfer Date	May 16, 2023
Prior Transfer Doc	0016493104
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6385 WATERS EDGE DR, MIDLAND, NC 28107-7689
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6385 WATERS EDGE DR, MIDLAND, NC 28107-7689

Mortgage

Document Number	0017839250
Date	Feb 9, 2026
Book Page	17839/250

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	May 19, 2023
Property Address	6385 WATERS EDGE DR, MIDLAND, NC 28107-7689
Document Number	0016493104
Book / Page	16493 / 104
Map Reference	MB 28 PG 12
Instrument Date	May 15, 2023
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6385 WATERS EDGE DR, MIDLAND, NC 28107-7689

Mortgage

Document Number	0164930107
Date	May 19, 2023
Instrument	16493-0107

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6385 WATERS EDGE DR, MIDLAND, NC 28107-7689
Document Number	12991195
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6385 WATERS EDGE DR MIDLAND NC 281077689, MIDLAND, NC 28107-7689

Mortgage

Document Number	12991195
Date	May 9, 2018
Book Page	012991/000195
Instrument	10806

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$668,400 (-) Land $93,660 Building $574,740
2025		$668,400 (+60.73%) Land $93,660 Building $574,740
2024			$668,400 (+60.73%) Land $93,660 Building $574,740
2023	$3,460.00	$415,860 Land $62,130 Building $353,730	$415,860 Land $62,130 Building $353,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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