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642 Xavier Pl, Ames, IA 50014 Property Records

Boone County property record for 642 Xavier Pl, Ames, IA 50014

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,037 sqft · built 2024
Lot Size3.74 acres (162,914 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Mar 2024)
Tax Bill$506 (2025)
Deeds & MortgagesMar 2024 Construction Loan
Nov 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN088425011250145

Property Details

APN / Parcel Number

Primary APN088425011250145

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,037 sqft Living Area
1st Floor Area2,021 sqft
Basement Area2,021 sqft
Unfinished Basement2,021 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area162,914 sqft (3.74 acres)
Garage TypeAttached
Garage Area1,449 sqft
Parking Spaces5 Parking Spaces
PorchPatio
Porch Area161 sqft
Patio Area549 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGeothermal

Location & Zoning

Street Address642 XAVIER PL
CityAMES
StateIA
Zip50014-2676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUCK HILLS EST 4TH LOT 25 W 1/2 NE 1/4
Legal Range25W
Legal Township84N
Legal Section01
Legal SubdivisionBUCK HILL ESTATES FOURTH ADDITION
Legal Lot Number25
JurisdictionBOONE IA
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2159
Census Tract20100

Owner

Source: Boone County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address642 XAVIER PL, AMES, IA 50014-2676
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Deed of Trust, Mortgage · Construction Mortgage
FIRST NATIONAL BANK AMES IOWA
Nov 21, 2024Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK AMES IOWA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2024 · Amount on Record
Deed SaleMar 22, 2024 · Amount on Record
Deed Document Number2024788
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IA
Property Address642 XAVIER PL, AMES, IA 50014-2676
Transaction TypeMortgage
Record UpdatedOct 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 RIDGETOP DR, HUXLEY, IA 50124-4704

Mortgage

Document Number002024/821
DateMar 26, 2024
Book Page2024/821
Instrument240821
Lender
NameFIRST NATIONAL BANK AMES IOWA
TypeBank
AddressAMES, IA 50010
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IA
Property Address642 XAVIER PL, AMES, IA 50014-2676
Transaction TypeMortgage
Record UpdatedOct 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02024/1121
DateNov 21, 2024
Book Page2024/1121
Instrument244067
Lender
NameFIRST NATIONAL BANK AMES IOWA
TypeBank
AddressAMES, IA 50010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2039

Tax Assessment & Valuation

Source: Boone County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBoone County
Unified School DistrictGilbert Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$506.00 (+2.43%)$756,450 Land $186,000 Building $570,450$756,450 Land $186,000 Building $570,450
2024$494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2010–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2012 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemXENIA RWD (BOONE)
private · serves 4,975 people · EPA ID IA0844006
Water SourcePurchased groundwater influenced by surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
GigFire
Fixed Wireless		100 / 20
Verizon
Fixed Wireless		25 / 6
Rise Broadband
Fixed Wireless		25 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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