641 Xavier Pl, Ames, IA 50014 Property Records

Boone County property record for 641 Xavier Pl, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,022 sqft · built 2022
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on Record
Last Sale	$851,000 (Apr 2023)
Tax Bill	$9,728 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088425011250123`

Property Details

APN / Parcel Number

Primary APN	`088425011250123`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,022 sqft Living Area
Basement Area	2,022 sqft
Finished Basement	1,697 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	85,813 sqft (1.97 acres)
Garage Type	Attached
Garage Area	1,317 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	545 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	641 XAVIER PL
City	AMES
State	IA
Zip	50014-2676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCK HILLS EST 4TH LOT 3 W 1/2 NE 1/4
Legal Lot Number	3
Jurisdiction	BOONE IA
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2159
Census Tract	20100

Owner

Source: Boone County records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	641 XAVIER PL, AMES, IA 50014-2676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage VISION BANK OF IOWA
Apr 21, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Deed Document Number	231124
Deed Book / Page	2023 / 1124
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	641 XAVIER PL, AMES, IA 50014-2676
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/4266
Date	Oct 7, 2022
Book Page	2022/4266
Instrument	224266

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IA
Recording Date	Apr 21, 2023
Property Address	641 XAVIER PL, AMES, IA 50014-2676
Document Number	02023/1124
Book / Page	2023 / 1124
Instrument Date	Apr 19, 2023
Instrument	231124
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 XAVIER PL, AMES, IA 50014-2676

Mortgage

Document Number	02023/1125
Date	Apr 21, 2023
Book Page	2023/1125
Instrument	231125

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Boone County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$788,250 Land $144,000 Building $644,250	$788,250 Land $144,000 Building $644,250
2024	$9,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2010–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2012 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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