642 Willowick Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 642 Willowick Rd, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,316 sqft · built 1964
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Tax Bill$6,153 (2024)
Deeds & MortgagesFeb 2017 Mortgage
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-10-30-209-007.000-018

Property Details

APN / Parcel Number

Primary APN29-10-30-209-007.000-018
Alternative APN
  • 1610300209007000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,316 sqft Living Area
1st Floor Area1,144 sqft
2nd Floor Area1,272 sqft
Basement Area1,144 sqft
Finished Basement900 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Architectural StyleOther
Exterior MaterialBrick
Construction TypeWood
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions179 ft deep x 101 ft wide
TerrainLow
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces
Pool Area684 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1610300209007000
Street Address642 WILLOWICK RD
CityCARMEL
StateIN
Zip46032-1861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, LOT 89, IRREGULAR SHAPE
Legal Range04
Legal Township18
Legal Section30
Legal SubdivisionCARMEL HARROWGATE
Legal Lot Number89
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1027
Census Tract110905

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address642 WILLOWICK RD, CARMEL, IN 46032-1861
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
VIA CU
Mar 1, 2021Deed of Trust, Mortgage · Line of Credit
VIA CU
Jan 22, 2021Deed of Trust, Mortgage · Line of Credit
VIA CU
Dec 9, 2017Deed of Trust, Mortgage · Line of Credit
VIA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2015
Deed SaleSep 10, 2015
Prior SaleSep 10, 2015
Deed Document Number2015047723
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address642 WILLOWICK RD, CARMEL, IN 46032-1861
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006547
DateFeb 14, 2017
Instrument2017006547
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address642 WILLOWICK RD, CARMEL, IN 46032-1861
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006748
DateJan 27, 2021
Instrument2021006748
Lender
NameVIA CU
TypeCredit Union
Address46963
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2041

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address642 WILLOWICK RD, CARMEL, IN 46032-1861
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015877
DateMar 1, 2021
Instrument2021015877
Lender
NameVIA CU
TypeCredit Union
AddressMARION, IN 46953
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address642 WILLOWICK RD, CARMEL, IN 46032-1861
Document Number0000006749
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedApr 16, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address642 WILLOWICK RD CARMEL IN 460321861, CARMEL, IN 46032-1861

Mortgage

Document Number0000006749
DateJan 27, 2021
Instrument6749
Lender
NameVIA CU
TypeCredit Union
AddressMARION, IN 46953
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 26, 2046
Interest
Rate TypeAdjustable Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address642 WILLOWICK RD, CARMEL, IN 46032-1861
Document Number0000061883
Instrument DateDec 9, 2017
Transaction TypeMortgage
Record UpdatedFeb 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address642 WILLOWICK RD CARMEL IN 460321861, CARMEL, IN 46032-1861

Mortgage

Document Number0000061883
DateDec 18, 2017
Instrument61883
Lender
NameVIA CU
TypeCredit Union
AddressMARION, IN 46953
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 17, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$524,900 (-1.09%) Land $136,500 Building $388,400$524,900 (-1.09%) Land $136,500 Building $388,400
2024$6,153.00 (+18.92%)$530,700 (+16.18%) Land $136,500 Building $394,200$530,700 (+16.18%) Land $136,500 Building $394,200
2023$5,174.00 (+19.27%) Homeowner's exemption$456,800 (+21.81%) Land $90,600 Building $366,200$456,800 (+21.81%) Land $90,600 Building $366,200
2022$4,338.00 Homeowner's exemption$375,000 Land $90,600 Building $284,400$375,000 Land $90,600 Building $284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
On-Ramp Indiana
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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