Hamilton County property record for 624 Willowick Rd, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,056 sqft · built 1964 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,400 (Apr 2020) |
| Tax Bill | $4,799 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-30-209-005.000-018 |
| Primary APN | 29-10-30-209-005.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| Gross Area | 3,456 sqft |
| 1st Floor Area | 2,536 sqft |
| 2nd Floor Area | 1,000 sqft |
| Basement Area | 480 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 170 ft deep x 107 ft wide |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 920 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 624 WILLOWICK RD |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-1861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, LOT 64, IRREGULAR SHAPE |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 30 |
| Legal Subdivision | HARROWGATE |
| Legal Lot Number | 64 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 110905 |
Source: Hamilton County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 624 WILLOWICK RD, CARMEL, IN 46032-1861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GVC MORTGAGE INC |
| Apr 22, 2020 | Warranty Deed, Transfer GVC MTG |
| Nov 15, 2019 | Personal Representative Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on File |
| Deed Sale | Apr 22, 2020 · Amount on File |
| Prior Sale | Nov 15, 2019 · Amount on File |
| Deed Document Number | 202022706 |
| Prior Transfer Date | Apr 21, 2020 |
| Prior Transfer Doc | 2020022706 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 624 WILLOWICK RD, CARMEL, IN 46032-1861 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008503 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022008503 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 624 WILLOWICK RD, CARMEL, IN 46032-1861 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021075506 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021075506 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 46084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 22, 2020 |
| Property Address | 624 WILLOWICK RD, CARMEL, IN 46032-1861 |
| Document Number | 0000022706 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 22706 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | HAMILTON TITLE COMPANY, HAMILTON TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 624 WILLOWICK RD CARMEL IN 460321861, CARMEL, IN 46032-1861 |
| Document Number | 22707 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 22707 |
| Name | GVC MTG |
|---|---|
| Type | Mortgage Company |
| Address | PENDLETON, IN 46064 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 15, 2019 |
| Property Address | 624 WILLOWICK RD, CARMEL, IN 46032-1861 |
| Document Number | 2019057586 |
| Map Reference | MB 2 PG 203&204 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 2019057586 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | NEAR NORTH TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 642 WILLOWICK RD, CARMEL, IN 46032-1861 |
| Document Number | 2019057587 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019057587 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $426,400 (-1.39%) Land $138,200 Building $288,200 | $426,400 (-1.39%) Land $138,200 Building $288,200 | |
| 2024 | $4,799.00 (+28.69%) | $432,400 (+21.36%) Land $138,200 Building $294,200 | $432,400 (+21.36%) Land $138,200 Building $294,200 |
| 2023 | $3,729.00 (+13.55%) | $356,300 (+20.94%) Land $91,700 Building $264,600 | $356,300 (+20.94%) Land $91,700 Building $264,600 |
| 2022 | $3,284.00 | $294,600 Land $91,700 Building $202,900 | $294,600 Land $91,700 Building $202,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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