Chesapeake City property record for 642 Willow Bend Dr, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,980 sqft · built 1987 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $398,000 (Dec 2022) |
| Tax Bill | $4,138 (2025) |
| Deeds & Mortgages | Mar 2009 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| APN | 0452001000360 |
| Primary APN | 0452001000360 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Upper Floors Area | 792 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 156 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 441 sqft |
| Patio Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 642 WILLOW BEND DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-1069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 36 MILL CREEK SEC 4 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21301 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 642 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 7, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION |
| Jul 14, 2022 | Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on Record |
| Deed Sale | Dec 7, 2022 · Amount on Record |
| Prior Sale | Jul 14, 2022 · Amount on Record |
| Deed Document Number | 202235807 |
| Deed Book / Page | 10623 / 706 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 642 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007759/548 |
|---|---|
| Date | Mar 31, 2009 |
| Book Page | 7759/548 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 7, 2022 |
| Property Address | 642 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069 |
| Document Number | 010623/706 |
| Book / Page | 10623 / 706 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 220035807 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 642 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069 |
| Document Number | 0220035808 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 220035808 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 14, 2022 |
| Property Address | 642 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069 |
| Document Number | 10580/1359 |
| Book / Page | 10580 / 1359 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 220022867 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 GREENBRIER CIR STE 31, 31, CHESAPEAKE, VA 23320-2646 |
| Investor | Possibly a Property Investor |
| Document Number | 10580/1363 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 10580/1363 |
| Instrument | 220022868 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,138.00 (+1.97%) | $409,700 (+6.03%) Land $150,000 Building $259,700 | $409,700 (+6.03%) Land $150,000 Building $259,700 |
| 2024 | $4,058.00 (+47.78%) | ||
| 2023 | $386,400 (+17.27%) Land $130,000 Building $256,400 | $386,400 (+17.27%) Land $130,000 Building $256,400 | |
| 2022 | $329,500 Land $120,000 Building $209,500 | $329,500 Land $120,000 Building $209,500 | |
| 2019 | $2,746.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 9 (1999–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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