Chesapeake City property record for 638 Willow Bend Dr, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,967 sqft · built 1987 |
| Lot Size | 0.399 acres (17,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,000 (Nov 2012) |
| Tax Bill | $3,717 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance May 2019 Mortgage + 1 more |
| APN | 0452001000380 |
| Primary APN | 0452001000380 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,967 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Upper Floors Area | 792 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,380 sqft (0.399 acres) |
| Lot Dimensions | 182 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 441 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 638 WILLOW BEND DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-1069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 38 MILL CREEK SEC 4 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21301 |
638 Willow Bend Dr is owned and occupied by an individual who bought it in November 2012.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JFQ LENDING INC |
| May 7, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| May 7, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2012 · Amount on File |
| Deed Sale | Nov 29, 2012 · Amount on File |
| Prior Sale | Aug 17, 2012 · Amount on File |
| Deed Book / Page | 8894 / 763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 638 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10322/567 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 10322/567 |
| Instrument | 210009702 |
| Name | JFQ LENDING INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 638 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 10009/1070 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 10009/1070 |
| Instrument | 190010626 |
| Name | SUNTRUST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 638 WILLOW BEND DR, CHESAPEAKE, VA 23323-1069 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 10009/1070 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 10009/1070 |
| Instrument | 190010626 |
| Name | SUNTRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 638 Willow Bend Dr was $3,717.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,900 (+4.05%) Land $160,000 Building $222,900 | $382,900 (+4.05%) Land $160,000 Building $222,900 | |
| 2025 | $3,717.00 | $368,000 Land $150,000 Building $218,000 | $368,000 Land $150,000 Building $218,000 |
| 2023 | $347,600 (+5.81%) Land $130,000 Building $217,600 | $347,600 (+5.81%) Land $130,000 Building $217,600 | |
| 2022 | $328,500 Land $120,000 Building $208,500 | $328,500 Land $120,000 Building $208,500 | |
| 2019 | $2,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 638 Willow Bend Dr; there have been 9 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 73 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 9 (1999–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Willow Bend Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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