642 Williams Ct, Gurnee, IL 60031 Property Records

Lake County property record for 642 Williams Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,456 sqft · built 1977
Lot Size0.086 acres (3,765 sqft)
Owner2 Individual Names on Record
Last Sale$362,000 (Jul 2026)
Tax Bill$7,080 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Nov 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-28-204-017

Property Details

APN / Parcel Number

Primary APN07-28-204-017

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area2,584 sqft
1st Floor Area728 sqft
2nd Floor Area728 sqft
Upper Floors Area728 sqft
Basement Area728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,765 sqft (0.086 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address642 WILLIAMS CT
CityGURNEE
StateIL
Zip60031-3136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEYBROOK IN HEATHERRIDGE PART NEIGHBORHOOD NO 2 PHASE 2 L OT 57
Legal SubdivisionHEATHERRIDGE
Legal Phase2
Legal Lot Number57
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1046
Census Tract861603

Owner

Source: Lake County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address36137 N GRAND OAKS CT, 206, GURNEE, IL 60031-1404
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Warranty Deed, Transfer · Conventional Mortgage
PNC BANK
Nov 14, 2024Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Jan 2, 2026Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 2, 2026Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2026 · Amount on Record
Deed SaleJul 22, 2026 · Amount on Record
Prior SaleJan 2, 2026 · Amount on Record
Deed Document Number20268183324
Prior Transfer DateSep 1, 1998
Prior Transfer Doc0004197914
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJul 22, 2026
Property Address642 WILLIAMS CT, GURNEE, IL 60031-3136
Document Number0008183324
Instrument DateJul 7, 2026
Instrument20268183324
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$54,843.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0008183324,
DateJul 22, 2026
Instrument20268183324
Lender
NamePNC BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.5%
Initial TypeFixed Rate
Max Rate-1%

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address642 WILLIAMS CT, GURNEE, IL 60031-3136
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008067049
DateNov 14, 2024
Instrument8067049
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueNov 30, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJan 2, 2026
Property Address642 WILLIAMS CT, GURNEE, IL 60031-3136
Document Number0008141435
Map ReferenceMB 61 PG 16
Instrument DateJan 2, 2026
Instrument8141435
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$226.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 KENSINGTON DR, NORTHBROOK, IL 60062-5955

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLAKE IL
Recording DateJan 2, 2026
Property Address642 WILLIAMS CT, GURNEE, IL 60031-3136
Document Number0008141434
Map ReferenceMB 61 PG 16
Instrument DateSep 23, 2025
Instrument8141434
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,080.00 (+8.03%) Homeowner's exemption Senior Citizen's exemption$94,843 (+9.74%) Land $11,574 Building $83,269$284,557 (+9.73%) Land $34,725 Building $249,832
2024$6,554.00 (+10.47%)$86,429 (+13.16%) Land $10,547 Building $75,882$259,313 (+13.16%) Land $31,644 Building $227,669
2023$5,933.00 (+19.67%)$76,377 (+8.62%) Land $9,320 Building $67,057$229,154 (+8.62%) Land $27,963 Building $201,191
2022$4,958.00$70,318 Land $9,532 Building $60,786$210,975 Land $28,599 Building $182,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2017)
Claims Outside the SFHA4 of 8
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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