640 Williams Ct, Gurnee, IL 60031 Property Records

Lake County property record for 640 Williams Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,785 sqft · built 1977
Lot Size0.083 acres (3,622 sqft)
OwnerIndividual Name on Record
Last Sale$328,000 (Aug 2023)
Tax Bill$8,316 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN07-28-204-016

Property Details

APN / Parcel Number

Primary APN07-28-204-016

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,785 sqft Living Area
Gross Area2,939 sqft
1st Floor Area994 sqft
2nd Floor Area791 sqft
Upper Floors Area831 sqft
Basement Area754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,622 sqft (0.083 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address640 WILLIAMS CT
CityGURNEE
StateIL
Zip60031-3136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEYBROOK IN HEATHERRIDGE PART NEIGHBORHOOD NO 2 PHASE 2 L OT 58
Legal SubdivisionHEATHERRIDGE
Legal Phase2
Legal Lot Number58
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1046
Census Tract861603

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address639 WILLIAMS CT, GURNEE, IL 60031-3136
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 15, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2023 · Amount on Record
Deed SaleAug 21, 2023 · Amount on Record
Prior SaleNov 18, 2004 · Amount on Record
Deed Document Number20237991098
Prior Transfer DateJul 9, 2019
Prior Transfer Doc0007576074
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateAug 21, 2023
Property Address640 WILLIAMS CT, GURNEE, IL 60031-3136
Document Number0007991098
Map ReferenceDOC 1853143
Instrument DateJun 9, 2023
Instrument7991098
Transaction TypeTransfer
Record UpdatedAug 30, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$328.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 WILLIAMS CT, GURNEE, IL 60031-3136

Mortgage

Document Number0007991099
DateAug 21, 2023
Instrument7991099
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate5.99%

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateJul 15, 2019
Property Address640 WILLIAMS CT, GURNEE, IL 60031-3136
Document Number0007576074
Instrument DateJul 9, 2019
Instrument7576074
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address640 WILLIAMS CT GURNEE IL 600313136, GURNEE, IL 60031-3136

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$107,842 (+19.3%) Land $11,119 Building $96,723$323,558 (+19.3%) Land $33,360 Building $290,198
2024$8,316.00 (+31.94%)
2023$6,303.00 (+16.55%)$90,392 (+19.55%) Land $9,320 Building $81,072$271,203 (+19.55%) Land $27,963 Building $243,240
2022$5,408.00$75,613 Land $9,532 Building $66,081$226,862 Land $28,599 Building $198,263

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2017)
Claims Outside the SFHA4 of 8
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Williams Ct

Nearby Streets

Search Property Records by Address or Parcel Number