625 Whitney Dr, Paducah, KY 42001 Property Records

McCracken County property record for 625 Whitney Dr, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,686 sqft · built 1990
Lot Size	0.108 acres (4,686 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (May 2025)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-44-00-013`

Property Details

APN / Parcel Number

Primary APN	`086-44-00-013`
Alternative APNs	`159413` `13593`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,686 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,686 sqft (0.108 acres)
Terrain	Rolling
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	856 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	159413
Street Address	625 WHITNEY DR
City	PADUCAH
State	KY
Zip	42001-5395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-45K-71,72 THE PINES L71,72
Legal Subdivision	THE PINES
Legal Lot Number	71,72
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4016
Census Tract	30800

Owner

625 Whitney Dr is owned and occupied by two individuals who bought it in May 2025.

Source: McCracken County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	625 WHITNEY DR, PADUCAH, KY 42001-5395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK
May 29, 2025	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Deed Document Number	2025716839
Deed Book / Page	1522 / 294
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	625 WHITNEY DR, PADUCAH, KY 42001-5395
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 WHITNEY DR, PADUCAH, KY 42001-5395

Mortgage

Document Number	000M1867/1
Date	Jan 29, 2026
Book Page	M1867/1
Instrument	732117

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	May 29, 2025
Property Address	625 WHITNEY DR, PADUCAH, KY 42001-5395
Document Number	0D1522/294
Book / Page	D1522 / 294
Map Reference	SC H PG 71
Instrument Date	May 22, 2025
Instrument	716839
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9203 BRADBURY CT, BRENTWOOD, TN 37027-1527

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	625 WHITNEY DR, PADUCAH, KY 42001-5395

Mortgage

Document Number	0000716840
Date	May 29, 2025
Instrument	716840

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 23, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 625 Whitney Dr was $4,387 with a homeowner's exemption.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,000 (+26.36%)	$695,000 (+26.36%)
2025	$4,387.00 Homeowner's exemption	$550,000	$550,000
2023	$4,476.00 (-2.8%) Homeowner's exemption	$550,000 (+7.95%)	$550,000 (+7.95%)
2022	$4,605.00 Homeowner's exemption	$509,500	$509,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Whitney Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Whitney Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, PPS Fibernet, Right Fiber, T-Mobile.

Nearby Properties on Whitney Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures