642 W Munger Rd, Munger, MI 48747 Property Records

Bay County property record for 642 W Munger Rd, Munger, MI 48747

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,277 sqft · built 1942
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2021)
Tax Bill	$3,011 (2026)
Deeds & Mortgages	Jan 2022 Transfer Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-018-400-090-00`

Property Details

APN / Parcel Number

Primary APN	`090-018-400-090-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,277 sqft Living Area
1st Floor Area	1,277 sqft
Basement Area	1,277 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	217 ft deep x 200 ft wide
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	642 W MUNGER RD
City	MUNGER
State	MI
Zip	48747-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 250 FT OF W 200 FT OF E 520 FT OF SW 1/4 OF SE 1/4. SEC 18 T13N R6E
Legal Range	06E
Legal Township	13N
Legal Section	18
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	4
Census Block	4042
Census Tract	285300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 W MUNGER RD, MUNGER, MI 48747-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Intrafamily Transfer, Transfer
Dec 29, 2021	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Apr 11, 2000 · Amount on Record
Deed Document Number	202121435
Last Transfer Date	Jan 31, 2022
Transfer Doc	0000001591
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Jan 31, 2022
Property Address	642 W MUNGER RD, MUNGER, MI 48747-9770
Document Number	0000001591
Instrument Date	Jan 31, 2022
Instrument	202201591
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 W MUNGER RD, MUNGER, MI 48747-9770

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Dec 29, 2021
Property Address	642 W MUNGER RD, MUNGER, MI 48747-9770
Document Number	0000021435
Instrument Date	Dec 28, 2021
Instrument	202121435
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1202 CASS AVENUE RD, 1202, BAY CITY, MI 48708-9102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8137 MARQUETTE RD, WALES, MI 48027-3822

Mortgage

Document Number	0000021436
Date	Dec 29, 2021
Instrument	202121436

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,011.00 (+143.61%) Homeowner's exemption	$104,000 (+14.6%)	$208,000 (+14.6%)
2025	$1,236.00 (-47.38%) Homeowner's exemption	$90,750 (+33.36%)	$181,500 (+33.36%)
2023		$68,050	$136,100
2022	$2,349.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
TDS Telecom DSL	25 / 5
Air Advantage Fixed Wireless	10 / 1

May also be available: Skyweb Networks, T-Mobile.

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