629 W Munger Rd, Munger, MI 48747 Property Records

Bay County property record for 629 W Munger Rd, Munger, MI 48747

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,046 sqft · built 1961
Lot Size0.72 acres (31,363 sqft)
OwnerIndividual Name on Record
Last Sale$68,000 (Sep 2013)
Tax Bill$1,419 (2026)
Deeds & MortgagesDec 2017 Mortgage
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN090-019-200-200-00

Property Details

APN / Parcel Number

Primary APN090-019-200-200-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,046 sqft Living Area
1st Floor Area1,046 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area31,363 sqft (0.72 acres)
Lot Dimensions225 ft deep x 123 ft wide
Garage Area760 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address629 W MUNGER RD
CityMUNGER
StateMI
Zip48747-9770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG ON N SEC LN N88?50'W 1524.44 FT FROM NE COR SEC 19, TH CONT N88?50'W 123 FT TH S0?08'20"E 258.45 FT, TH N89?30'40"E 123
JurisdictionBAY MI
Township / Civil DivisionMERRITT
Census Block Group5
Census Block5046
Census Tract285300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address629 W MUNGER RD, MUNGER, MI 48747-9770
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
FINANCIALEDGE COMMUNITY CU
Nov 27, 2017Deed of Trust, Mortgage · Line of Credit
FINANCIALEDGE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2013 · Amount on Record
Deed SaleSep 12, 2013 · Amount on Record
Deed Book / Page2988 / 404
Prior Transfer DateMar 30, 2011
Prior Transfer Doc0027950754
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address629 W MUNGER RD, MUNGER, MI 48747-9770
Transaction TypeMortgage
Record UpdatedJul 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032520917
DateDec 6, 2017
Book Page3252/917
Instrument3252-917
Lender
NameFINANCIALEDGE COMMUNITY CU
TypeCredit Union
AddressBAY CITY, MI 48706
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2032

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address629 W MUNGER RD, MUNGER, MI 48747-9770
Document Number0032530473
Instrument DateNov 27, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address629 W MUNGER RD MUNGER MI 487479770, MUNGER, MI 48747-9770

Mortgage

Document Number0032530473
DateDec 8, 2017
Book Page003253/000473
Lender
NameFINANCIALEDGE CU
TypeCredit Union
AddressBAY CITY, MI 48706
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 7, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionMerritt Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,419.00 (+154.76%) Homeowner's exemption$65,350 (+11.9%)$130,700 (+11.9%)
2025$557.00 (-50.49%) Homeowner's exemption$58,400 (+35.34%)$116,800 (+35.34%)
2023$43,150$86,300
2022$1,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
TDS Telecom
DSL
50 / 10
Verizon
Fixed Wireless
25 / 6

May also be available: Air Advantage, T-Mobile.

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