642 Tree Top Trl, Evans, GA 30809 Property Records

Columbia County property record for 642 Tree Top Trl, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,980 sqft · built 2017
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$282,430 (Aug 2017)
Tax Bill	$3,894 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059 435`

Property Details

APN / Parcel Number

Primary APN	`059 435`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,980 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	642 TREE TOP TRL
City	EVANS
State	GA
Zip	30809-0478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PLAN U
Legal Description	LOT 200 .19 ACS; SEC 2 OF WHISPERING PINES
Legal Subdivision	SEC 2 OF WHISPERING PINES
Legal Lot Number	200
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1012
Census Tract	30304

Owner

642 Tree Top Trl is owned by a company that bought it in August 2017.

Source: Columbia County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	642 TREE TOP TRL, EVANS, GA 30809-0478
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jan 29, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Aug 24, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage ACCEPTANCE CAP MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2017 · Amount on File
Deed Sale	Aug 23, 2017 · Amount on File
Deed Document Number	20175624
Deed Book / Page	11068 / 51
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Recording Date	Jun 23, 2026
Property Address	642 TREE TOP TRL, EVANS, GA 30809-0478
Document Number	1616000004
Book / Page	16161 / 4
Instrument Date	Apr 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 TREE TOP TRL, EVANS, GA 30809-0478

Mortgage

Document Number	1616000004,
Date	Jun 23, 2026
Book Page	16161/4

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2051

Interest

Rate	6%
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	642 TREE TOP TRL, EVANS, GA 30809-0478
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 TREE TOP TRL, EVANS, GA 30809-0478

Mortgage

Document Number	015467/293
Date	Jan 29, 2025
Book Page	0000015467/0000000293

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jan 1, 2051

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Aug 24, 2017
Property Address	642 TREE TOP TRL, EVANS, GA 30809-0478
Document Number	1068/0051
Book / Page	011068 / 000051
Instrument Date	Aug 23, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 TREE TOP TRL EVANS GA 308090478, EVANS, GA 30809-0478

Mortgage

Document Number	1068/0053
Date	Aug 24, 2017
Book Page	011068/000053

Lender

Name	ACCEPTANCE CAP MTG
Type	Mortgage Company
Address	SPOKANE, WA 99208

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 642 Tree Top Trl was $3,894, down 1.7% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,894.00 (-1.69%)	$172,138 (+5.16%) Land $33,204 Building $138,934	$430,345 (+5.16%) Land $83,010 Building $347,335
2025	$3,961.00	$163,692 Land $33,204 Building $130,488	$409,231 Land $83,010 Building $326,221
2023	$4,193.00 (+12.62%)	$162,448 (+15.16%) Land $28,304 Building $134,144	$406,119 (+15.16%) Land $70,760 Building $335,359
2022	$3,723.00	$141,061 Land $27,204 Building $113,857	$352,653 Land $68,010 Building $284,643

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 642 Tree Top Trl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2007–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Tree Top Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
West Carolina Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on Tree Top Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures