641 Tree Top Trl, Evans, GA 30809 Property Records

Columbia County property record for 641 Tree Top Trl, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,474 sqft · built 2018
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$332,900 (Apr 2018)
Tax Bill	$4,363 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059 406`

Property Details

APN / Parcel Number

Primary APN	`059 406`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,474 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	641 TREE TOP TRL
City	EVANS
State	GA
Zip	30809-0479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PLAN U
Legal Description	LOT 172 .19 ACS; SEC 2 OF WHISPERING PINES
Legal Subdivision	SEC 2 OF WHISPERING PINES
Legal Lot Number	172
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1004
Census Tract	30304

Owner

641 Tree Top Trl is owned and occupied by two individuals who bought it in April 2018.

Source: Columbia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	641 TREE TOP TRL, EVANS, GA 30809-0479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Apr 20, 2018	Warranty Deed, Transfer · Conventional Mortgage QUEENSBOROUGH NAT'L BK&TR
Dec 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Dec 7, 2017 · Amount on File
Deed Document Number	20182431
Deed Book / Page	11405 / 153
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	641 TREE TOP TRL, EVANS, GA 30809-0479
Document Number	2902/0097
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 TREE TOP TRL EVANS GA 308090479, EVANS, GA 30809-0479

Mortgage

Document Number	2902/0097
Date	Oct 1, 2020
Book Page	012902/000097

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Apr 20, 2018
Property Address	641 TREE TOP TRL, EVANS, GA 30809-0479
Document Number	1405/0153
Book / Page	011405 / 000153
Instrument Date	Apr 18, 2018
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 TREE TOP TRL EVANS GA 308090479, EVANS, GA 30809-0479

Mortgage

Document Number	1405/0156
Date	Apr 20, 2018
Book Page	011405/000156

Lender

Name	QUEENSBOROUGH NAT'L BK&TR
Type	Bank
Address	MARTINEZ, GA 30907

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Dec 8, 2017
Property Address	641 TREE TOP TRL, EVANS, GA 30809-0479
Document Number	1217/0242
Book / Page	011217 / 000242
Instrument Date	Dec 7, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$59.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 641 Tree Top Trl was $4,363, down 13.6% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,363.00 (-13.55%)	$220,656 (+4.48%) Land $33,204 Building $187,452	$551,639 (+4.48%) Land $83,010 Building $468,629
2025	$5,047.00 Additional exemption filed	$211,203 Land $33,204 Building $177,999	$528,008 Land $83,010 Building $444,998
2023	$4,638.00 (+2.93%) Homeowner's exemption	$199,531 (+15.22%) Land $28,304 Building $171,227	$498,827 (+15.22%) Land $70,760 Building $428,067
2022	$4,506.00 Homeowner's exemption	$173,178 Land $27,204 Building $145,974	$432,945 Land $68,010 Building $364,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Tree Top Trl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2007–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Tree Top Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
West Carolina Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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