Frederick County property record for 642 Tivoli Rd, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,728 sqft · built 2010 |
| Lot Size | 0.029 acres (1,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Jun 2019) |
| Tax Bill | $5,403 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-464020 |
| Primary APN | 02-464020 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,280 sqft (0.029 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 464020 |
|---|---|
| Street Address | 642 TIVOLI RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-4528 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R12 |
| Legal Description | LOT 119 PL 7 PH III & IV 1,280 SQ FT BALLENGER CREEK CNT PND |
| Legal Subdivision | BALLENGER CREEK |
| Legal Phase | 3 |
| Legal Lot Number | 119 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 751003 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5301 DREW HILL LN, CHAPEL HILL, NC 27514-6963 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY TITLE |
| May 27, 2026 | Deed, Transfer EVERGREEN SETTLEMENT COMPANY |
| Jun 25, 2019 | Deed, Transfer · ARM LENDSURE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on Record |
| Deed Sale | Jun 25, 2019 · Amount on Record |
| Prior Sale | Apr 16, 2015 · Amount on Record |
| Deed Book / Page | 13049 / 376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 1, 2026 |
| Property Address | 642 TIVOLI RD, FREDERICK, MD 21703-4528 |
| Document Number | 1794000269 |
| Book / Page | 17942 / 269 |
| Instrument Date | Jun 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Document Number | 1794000269, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 17942/269 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 27, 2026 |
| Property Address | 642 TIVOLI RD, FREDERICK, MD 21703-4528 |
| Document Number | 1787000204 |
| Book / Page | 17879 / 204 |
| Instrument Date | May 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | EVERGREEN SETTLEMENT COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 25, 2019 |
| Property Address | 642 TIVOLI RD, FREDERICK, MD 21703-4528 |
| Document Number | 0130490376 |
| Book / Page | 13049 / 0376 |
| Map Reference | MB 87 PG 22&23 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LANDMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10102 CRESTBERRY PL, BETHESDA, MD 20817-1256 |
| Document Number | 0130490383 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 13049/0383 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.34% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 7.37% |
| Max Rate At Change | 10.3% |
| Index | 1-Year LIBOR |
| Max Rate | 13.3% |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,967 (+7.13%) | $353,500 (+21.39%) Land $120,000 Building $233,500 | |
| 2025 | $5,403.00 (+19.32%) | $291,200 (+17.89%) Land $90,000 Building $201,200 | $291,200 (-) Land $90,000 Building $201,200 |
| 2023 | $4,528.00 | $247,000 | $291,200 Land $90,000 Building $201,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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