Frederick County property record for 640 Tivoli Rd, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,728 sqft · built 2010 |
| Lot Size | 0.047 acres (2,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jan 2018) |
| Tax Bill | $4,760 (2023) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-464012 |
| Primary APN | 02-464012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 1,728 sqft Total Area |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,080 sqft (0.047 acres) |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 464012 |
|---|---|
| Street Address | 640 TIVOLI RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-4528 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 118 PL 7 PH III & IV 2,080 SQ FT BALLENGER CREEK CNT PND |
| Legal Subdivision | BALLENGER CREEK |
| Legal Phase | 3 |
| Legal Lot Number | 118 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 751003 |
640 Tivoli Rd, a townhouse, is owned and occupied by an individual who bought it in January 2018.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 TIVOLI RD, FREDERICK, MD 21703-4528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Jan 23, 2018 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on File |
| Deed Sale | Jan 23, 2018 · Amount on File |
| Prior Sale | Oct 20, 2011 · Amount on File |
| Deed Document Number | 0012242503 |
| Deed Book / Page | 12242 / 503 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 640 TIVOLI RD, FREDERICK, MD 21703-4528 |
| Document Number | 0143460129 |
| Instrument Date | Jul 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 640 TIVOLI RD FREDERICK MD 217034528, FREDERICK, MD 21703-4528 |
| Document Number | 0143460129 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 014346/000129 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 23, 2018 |
| Property Address | 640 TIVOLI RD, FREDERICK, MD 21703-4528 |
| Document Number | 0122420503 |
| Book / Page | 12242 / 0503 |
| Map Reference | MB87 PG22&23 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 12242-0503 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 640 TIVOLI RD, FREDERICK, MD 21703-4528 |
| Document Number | 122420510 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 12242-0510 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,760.00 | $259,900 | $300,500 Land $90,000 Building $210,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Tivoli Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 640 Tivoli Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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