642 Saddle Crest Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 642 Saddle Crest Dr, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,912 sqft · built 1998
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Apr 1998)
Tax Bill	$9,816 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`COM-0019333`

Property Details

APN / Parcel Number

Primary APN	`COM-0019333`
Alternative APN	`265489 078.08-1-74`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,912 sqft Living Area
1st Floor Area	1,142 sqft
2nd Floor Area	770 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	271 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	502 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	COM-0019333
Street Address	642 SADDLE CREST DR
City	WEBSTER
State	NY
Zip	14580-4049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L11 T14 R7 SEC 14 PRESTON PARK SUB PHII L 35 287-12
Legal Subdivision	PRESTON PARK SUBDIVISION
Legal Block	1
Legal Lot Number	74.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3000
Census Tract	11205

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	642 SADDLE CREST DR, WEBSTER, NY 14580-4049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 1998 · Amount on Record
Deed Sale	Apr 17, 1998 · Amount on Record
Deed Book / Page	8996 / 191
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	642 SADDLE CREST DR, WEBSTER, NY 14580-4049
Document Number	0000000173
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	FIRST AMERICAN - ROCHESTER TITLE, FIRST AMERICAN - ROCHESTER TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	642 SADDLE CREST DR WEBSTER NY 145804049, WEBSTER, NY 14580-4049

Mortgage

Document Number	0000000173
Date	Oct 7, 2020
Book Page	028775/000161
Instrument	173

Lender

Name	GENESEE REG'L BK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2035

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,816.00 (+1.09%)
2025	$9,710.00 (+12.15%)	$202,700 (-) Land $29,100 Building $173,600	$422,300 (+20.83%) Land $60,626 Building $361,674
2023		$202,700 (-) Land $29,100 Building $173,600	$349,500 (+10.36%) Land $50,175 Building $299,325
2022		$202,700 Land $29,100 Building $173,600	$316,700 Land $45,466 Building $271,234
2021	$8,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Saddle Crest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures