637 Saddle Crest Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 637 Saddle Crest Dr, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,292 sqft · built 1996
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Trust Names on File
Last Sale	$175,500 (Jun 1996)
Tax Bill	$10,910 (2026)
Deeds & Mortgages	Sep 2026 Transfer Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`COM-0019322`

Property Details

APN / Parcel Number

Primary APN	`COM-0019322`
Alternative APNs	`54890780800001063000` `265489 078.08-1-63`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
1st Floor Area	1,487 sqft
2nd Floor Area	805 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	274 ft deep x 80.6 ft wide
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	COM-0019322
Street Address	637 SADDLE CREST DR
City	WEBSTER
State	NY
Zip	14580-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L11 T14 R7 SEC 14 PRESTON PARK SUB PHII L 20 287-12
Legal Block	1
Legal Lot Number	63.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3013
Census Tract	11205

Owner

637 Saddle Crest Dr is owner-occupied and held in a trust since September 2026.

Source: Monroe County and Webster Town records, as of September 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	637 SADDLE CREST DR, WEBSTER, NY 14580-4056
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Quit Claim Deed, Transfer SIMPLE TITLE, SIMPLIFILE
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit PITTSFORD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 1996 · Amount on File
Deed Sale	Jun 7, 1996 · Amount on File
Deed Book / Page	8747 / 44
Last Transfer Date	Sep 18, 2026
Transfer Doc	0003466974
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Sep 21, 2026
Property Address	637 SADDLE CREST DR, WEBSTER, NY 14580-4056
Document Number	0003466974
Book / Page	13233 / 101
Instrument Date	Sep 18, 2026
Instrument	20263466974
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	637 SADDLE CREST DR, WEBSTER, NY 14580-4056

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	637 SADDLE CREST DR, WEBSTER, NY 14580-4056
Document Number	0000000721
Book / Page	027408 / 000642
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 SADDLE CREST DR WEBSTER NY 145804056, WEBSTER, NY 14580-4056

Mortgage

Document Number	0000000721
Date	Nov 22, 2017
Book Page	027408/000642
Instrument	721

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 637 Saddle Crest Dr was $10,910, up 1.1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,910.00 (+1.09%)
2025	$10,792.00	$226,000 Land $29,600 Building $196,400	$470,800 Land $61,662 Building $409,138
2023		$226,000 (-) Land $29,600 Building $196,400	$389,700 (+10.37%) Land $51,040 Building $338,660
2022		$226,000 Land $29,600 Building $196,400	$353,100 Land $46,247 Building $306,853
2021	$10,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Saddle Crest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Saddle Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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