642 S Surfside Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 642 S Surfside Dr, Gilbert, AZ 85233 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4 Baths
Year Built	Built 1988
Square Footage	2,292 sqft Living Area
Lot Size	5,654 sqft (0.129 acres)
Occupancy	Owner Occupied
Last Sale	$115,543 (1988)
Tax Bill	$1,846.00 (2025)

Owner

Source: Maricopa County records · APN 302-96-920

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	642 S SURFSIDE DR, GILBERT, AZ 85233-7127
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 1988 · Amount on Record
Deed Sale	May 25, 1988 · Amount on Record
Deed Doc Number	19880252623
Deed Book / Page	302
Record Refreshed	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	642 S SURFSIDE DR, GILBERT, AZ 85233-7127
Document Number	0000497313
Instrument Date	Jun 06, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 S SURFSIDE DR GILBERT AZ 852337127, GILBERT, AZ 85233-7127

Mortgage

Document Number	0000497313
Date	Jul 07, 2017
Instrument	497313

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,470 (-4.26%)	$444,700 (-4.26%) Land $88,900 Building $355,800
2025	$1,846.00 (+3.36%)
2024		$46,450	$464,500 Land $92,900 Building $371,600
2023	$1,786.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`302-96-920`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,292 sqft Living Area
Gross Area	2,720 sqft Gross Area
1st Floor	1,512 sqft 1st Floor
2nd Floor	780 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1988
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Lot Area	5,654 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Patio Area	330 sqft Patio

Utilities and HVAC

Cooling System	Refrigerator Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	642 S SURFSIDE DR
City	GILBERT
State	AZ
Zip	85233-7127
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHARTER POINT AT THE ISLANDS MCR 302-49
Legal Range	05E
Legal Township	01S
Legal Section	14
Legal Quarter	SE
Legal Quarter Quarter	SE
Legal Subdivision	CHARTER POINT AT THE ISLANDS LOT 1-54 TR
Legal Lot Number	54
Jurisdiction	MARICOPA AZ
Minor Civil Division	PHOENIX
Census Blockgroup	2
Census Block	2008
Census Tract	422305