416 S Surfside Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 416 S Surfside Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 1992
Lot Size	0.233 acres (10,158 sqft)
Owner	Company Name on Record
Last Sale	$660,000 (Nov 2022)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Jun 2023 Transfer Oct 2020 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`302-96-292`

Property Details

APN / Parcel Number

Primary APN	`302-96-292`
Alternative APN	`302962921`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,158 sqft (0.233 acres)
Parking Spaces	3 Parking Spaces
Pool Area	422 sqft
Patio Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	416 S SURFSIDE DR
City	GILBERT
State	AZ
Zip	85233-6766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	NEWPORT MCR 287-50
Legal Range	5E
Legal Township	1S
Legal Section	14
Legal Subdivision	NEWPORT
Legal Lot Number	88
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2005
Census Tract	422305

Owner

Source: Maricopa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	314 PARNELL CT, WALNUT CREEK, CA 94597-2818
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Intrafamily Transfer, Transfer
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 15, 2022	Warranty Deed, Transfer NOT AVAILABLE, NAVI TITLE AGENCY PLLC
Jun 5, 2020	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
Aug 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Mar 26, 2018	Deed of Trust, Mortgage · Conventional with PMI CANYON ST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	May 26, 2011 · Amount on Record
Deed Document Number	2022837441
Last Transfer Date	Jun 13, 2023
Transfer Doc	0000306826
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 13, 2023
Property Address	416 S SURFSIDE DR, GILBERT, AZ 85233-6766
Document Number	0000306826
Map Reference	MB 287 PG 50
Instrument Date	Mar 26, 2023
Instrument	20230306826
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 PARNELL CT, WALNUT CREEK, CA 94597-2818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 PARNELL CT, WALNUT CREEK, CA 94597-2818

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	416 S SURFSIDE DR, GILBERT, AZ 85233-6766
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 S SURFSIDE DR, GILBERT, AZ 85233-6766

Mortgage

Document Number	0000952459
Date	Oct 6, 2020
Instrument	20200952459

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	416 S SURFSIDE DR, GILBERT, AZ 85233-6766
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 S SURFSIDE DR, GILBERT, AZ 85233-6766

Mortgage

Document Number	0000465334
Date	Apr 26, 2021
Instrument	20210465334

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 15, 2022
Property Address	416 S SURFSIDE DR, GILBERT, AZ 85233-6766
Document Number	0000837441
Map Reference	DOC 92-0294912
Instrument Date	Oct 17, 2022
Instrument	20220837441
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	NOT AVAILABLE, NAVI TITLE AGENCY PLLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 S SURFSIDE DR, 416, GILBERT, AZ 85233-6766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 PARNELL CT, WALNUT CREEK, CA 94597-2818

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	416 S SURFSIDE DR, GILBERT, AZ 85233-6766
Document Number	0000505426
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	416 S SURFSIDE DR GILBERT AZ 852336766, GILBERT, AZ 85233-6766

Mortgage

Document Number	0000505426
Date	Jun 11, 2020
Instrument	505426

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Interest

Rate Type	Adjustable Rate

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 27, 2019
Property Address	416 S SURFSIDE DR, GILBERT, AZ 85233-6766
Document Number	0000664069
Map Reference	MB 287 PG 50
Instrument Date	Aug 13, 2019
Instrument	20190664069
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	416 S SURFSIDE DR, GILBERT, AZ 85233-6766
Investor	Possibly a Property Investor

Mortgage

Document Number	0000664070
Date	Aug 27, 2019
Instrument	20190664070

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	416 S SURFSIDE DR, GILBERT, AZ 85233-6766
Document Number	0000247384
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	416 S SURFSIDE DR GILBERT AZ 852336766, GILBERT, AZ 85233-6766

Mortgage

Document Number	0000247384
Date	Apr 3, 2018
Instrument	247384

Lender

Name	CANYON ST CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2033

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,830 (+65.26%)	$518,300 (+3.12%) Land $103,600 Building $414,700
2025	$2,426.00 (+6.83%)	$31,363 (-41.33%)	$502,600 (-5.99%) Land $100,500 Building $402,100
2024		$53,460	$534,600 Land $106,900 Building $427,700
2022	$2,271.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, WeLink Communications.

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