642 Ridge Rd, Rail Road Flat, CA 95248 Property Records

Calaveras County property record for 642 Ridge Rd, Rail Road Flat, CA 95248

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 384 sqft · built 1920
Lot Size4.86 acres (212,137 sqft)
OwnerIndividual Name on File
Last Sale$231,000 (Apr 2017)
Tax Bill$3,319 (2025)
Deeds & MortgagesApr 2017 Sale
Flood ZoneZone X (minimal risk)
APN014-013-081-000

Property Details

APN / Parcel Number

Primary APN014-013-081-000
Alternative APN
  • 014-013-081

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area384 sqft Living Area
1st Floor Area384 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Architectural StyleConventional
Construction TypeWood
Lot Area212,137 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Old Parcel Number014-013-081
Street Address642 RIDGE RD
CityRAIL ROAD FLAT
StateCA
Zip95248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20
Legal DescriptionPCL A OF ROS 16 17 IN POR OF NW4OF 34 T6R13
Legal SubdivisionTOWNSHIP 6 NORTH
Legal Lot Number34
Legal Unit13
JurisdictionCALAVERAS CA
Township / Civil DivisionARNOLD-WEST POINT
Census Block Group6
Census Block6011
Census Tract400

Owner

642 Ridge Rd is owned by an individual who bought it in April 2017.

Source: Calaveras County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 472, MOUNTAIN RANCH, CA 95246-0472
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2017 · Amount on File
Deed SaleApr 24, 2017 · Amount on File
Deed Document Number20174376
Prior Transfer DateJun 5, 2012
Prior Transfer Doc0000009215
Record UpdatedSep 20, 2026

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateApr 24, 2017
Property Address642 RIDGE RD, RAIL ROAD FLAT, CA 95248
Document Number0000004376
Instrument DateApr 6, 2017
Instrument4376
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanyMID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$254.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
AddressPO BOX 472 MOUNTAIN RANCH CA 952460472, MOUNTAIN RANCH, CA 95246-0472

Tax Assessment & Valuation

The 2025 property tax bill for 642 Ridge Rd was $3,319.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$255,692 (+2%) Land $53,266 Building $202,426
2025$3,319.00$250,679 Land $52,222 Building $198,457
2023$3,261.00 (+6.46%)$240,947 Land $50,196 Building $190,751
2022$3,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 642 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Ridge Rd is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 78% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Volcano Vision
DSL
100 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Rd

Nearby Streets

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