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616 Ridge Rd, Rail Road Flat, CA 95248 Property Records

Calaveras County property record for 616 Ridge Rd, Rail Road Flat, CA 95248 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1948
Square Footage768 sqft Living Area
Lot Size1.43 acres
OccupancyOwner Occupied
Last Sale$235,000 (2021)
Tax Bill$2,490.00 (2025)

Property Details

APN / Parcel Number

Primary APN014-013-086-000
Alternative APN
  • 014-013-086

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area768 sqft Living Area
1st Floor768 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleConventional Style
Construction TypeWood Construction
Lot Area62,291 sqft
Parking Spaces2 Parking Spaces
Garage Area704 sqft Garage

Location & Zoning

Old Parcel Number014-013-086
Street Address616 RIDGE RD
CityRAIL ROAD FLAT
StateCA
Zip95248
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPCL 1 OF PM 11-120 IN 34 T6R13
Legal Subdivision11-120, PARCEL MAP
JurisdictionCALAVERAS CA
Minor Civil DivisionARNOLD-WEST POINT
Census Blockgroup6
Census Block6011
Census Tract400

Owner

Source: Calaveras County records · APN 014-013-086-000

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address616 RIDGE RD, MOKELUMNE HILL, CA 95245-9636
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 05, 2026Intrafamily Transfer, Transfer
Jan 27, 2021Grant Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.
Aug 07, 2020Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Jun 27, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
EL DORADO SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2021 · Amount on Record
Deed SaleJan 27, 2021 · Amount on Record
Prior SaleAug 07, 2020 · Amount on Record
Deed Doc Number20212048
Last Transfer DateMay 05, 2025
Transfer Doc0000000038
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address616 RIDGE RD, RAIL ROAD FLAT, CA 95248
Transaction TypeMortgage
Record UpdatedFeb 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 RIDGE RD, RAIL ROAD FLAT, CA 95248

Mortgage

Document Number0000000623
DateJan 27, 2026
Instrument2026-000623
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressLIMA, OH 45801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 21, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALAVERAS CA
Recording DateJan 05, 2026
Property Address616 RIDGE RD, RAIL ROAD FLAT, CA 95248
Document Number0000000038
Map ReferenceMB 11 PG 120
Instrument DateMay 05, 2025
Instrument2026-000038
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address616 RIDGE RD, MOKELUMNE HILL, CA 95245-9636

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateJan 27, 2021
Property Address616 RIDGE RD, RAIL ROAD FLAT, CA 95248
Document Number0000002048
Instrument DateJan 07, 2021
Instrument2048
Transaction TypeTransfer
Record UpdatedFeb 12, 2021
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
Tax$259.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
AddressPO BOX 1535 SAN ANDREAS CA 952491535, SAN ANDREAS, CA 95249-1535

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateAug 07, 2020
Property Address616 RIDGE RD, RAIL ROAD FLAT, CA 95248
Document Number0000010639
Map ReferenceMB 11 PG 120
Instrument DateAug 06, 2020
Instrument2020-010639
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address616 RIDGE RD, MOKELUMNE HILL, CA 95245-9636

Mortgage

Document Number0000010640
DateAug 07, 2020
Instrument2020-010640
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALAVERAS CA
Recording DateJun 27, 2017
Property Address616 RIDGE RD, RAIL ROAD FLAT, CA 95248
Document Number0000007101
Map ReferencePM11 PG120
Instrument DateJun 19, 2017
Instrument2017-007101
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 RIDGE RD, MOKELUMNE HILL, CA 95245-9636

Mortgage

Document Number0000007102
DateJun 27, 2017
Instrument2017-007102
Lender
NameEL DORADO SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$203,449 (+2%) Land $30,182 Building $173,267
2025$2,490.00 (+1.88%)$199,461 (+4.04%) Land $29,591 Building $169,870
2023$2,444.00 (+3.52%)$191,718 Land $28,443 Building $163,275
2022$2,361.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 97% of the US · above 85% of California
Wildfire LikelihoodAbout 1 in 59 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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