642 Ranchhand Dr, Berthoud, CO 80513 Property Records

Larimer County property record for 642 Ranchhand Dr, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,558 sqft · built 2019
Lot Size	0.127 acres (5,572 sqft)
Owner	Individual Name on Record
Last Sale	$480,152 (Dec 2019)
Tax Bill	$5,964 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94023-25-017`

Property Details

APN / Parcel Number

Primary APN	`94023-25-017`
Alternative APN	`R1663318`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,558 sqft Living Area
Basement Area	2,064 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2019
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,572 sqft (0.127 acres)
Garage Type	Attached
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1663318
Street Address	642 RANCHHAND DR
City	BERTHOUD
State	CO
Zip	80513-2698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17, BLOCK 15, PRAIRIESTAR FILING NO 3, BER (20160065028)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 3
Legal Block	15
Legal Lot Number	17
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2106
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 RANCHHAND DR, BERTHOUD, CO 80513-2698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FUNDING SOLUTIONS INC
Dec 26, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI PIVOT LNDG GROUP
Jul 16, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE
May 10, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE
Jul 10, 2019	Loan Modification, Mortgage · Line of Credit COLLEGIATE PEAKS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	20190082518
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	642 RANCHHAND DR, BERTHOUD, CO 80513-2698
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 RANCHHAND DR, BERTHOUD, CO 80513-2698

Mortgage

Document Number	0000101661
Date	Nov 4, 2021
Instrument	20210101661

Lender

Name	FINANCIAL FUNDING SOLUTIONS INC
Type	Mortgage Company
Address	LITTLETON, CO 80127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 26, 2019
Property Address	642 RANCHHAND DR, BERTHOUD, CO 80513-2698
Document Number	0000082518
Instrument Date	Dec 23, 2019
Instrument	82518
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.02
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 RANCHHAND DR BERTHOUD CO 805132698, BERTHOUD, CO 80513-2698

Mortgage

Document Number	82519
Date	Dec 26, 2019
Instrument	82519

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 16, 2019
Property Address	642 RANCHHAND DR, BERTHOUD, CO 80513-2698
Document Number	0000040114
Instrument Date	Jul 10, 2019
Instrument	40114
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$52.95
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	428 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526
Investor	Possibly a Property Investor

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	May 10, 2019
Property Address	642 RANCHHAND DR, BERTHOUD, CO 80513-2698
Document Number	0000024444
Instrument Date	May 9, 2019
Instrument	24444
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$256.20
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Jul 10, 2019
Property Address	642 RANCHHAND DR, BERTHOUD, CO 80513-2698
Instrument Date	Jul 9, 2018
Instrument	38633
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038633
Date	Jul 10, 2019
Instrument	38633

Lender

Name	COLLEGIATE PEAKS BK
Type	Bank
Address	3350 BRIGHTON BLVD # 135, DENVER, CO 80216-5069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,964.00 (+3.61%)	$37,219 (-10.04%) Land $7,650 Building $29,569	$595,500 (-3.56%) Land $122,400 Building $473,100
2023	$5,756.00 (+20.22%)	$41,373 (+27.28%) Land $8,201 Building $33,172	$617,500 (+32.03%) Land $122,400 Building $495,100
2022	$4,788.00	$32,505 Land $6,616 Building $25,889	$467,700 Land $95,200 Building $372,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Ranchhand Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures