642 Prospect St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 642 Prospect St, Pawtucket, RI 02860

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 966 sqft · built 1945
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on Record
Last Sale$200,000 (Oct 2019)
Tax Bill$2,900 (2025)
Deeds & MortgagesJul 2026 Transfer
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNPAWT M:38 L:0100

Property Details

APN / Parcel Number

Primary APNPAWT M:38 L:0100
Alternative APN
  • 380100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area966 sqft Living Area
Gross Area1,932 sqft
1st Floor Area966 sqft
Basement Area966 sqft
Unfinished Basement966 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number380100
Street Address642 PROSPECT ST
CityPAWTUCKET
StateRI
Zip02860-6224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Lot Number100
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group3
Census Block3043
Census Tract17100

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address642 PROSPECT ST, PAWTUCKET, RI 02860-6224
Owner TypeCompany
VestingEstate

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Quit Claim Deed, Transfer
Quitclaim
Oct 11, 2019Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2019 · Amount on Record
Deed SaleOct 11, 2019 · Amount on Record
Prior SaleMay 12, 1997 · Amount on Record
Deed Document Number201941
Deed Book / Page4430 / 3
Last Transfer DateJul 23, 2026
Transfer Doc0000000056
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPAWTUCKET RI
Recording DateJul 23, 2026
Property Address642 PROSPECT ST, PAWTUCKET, RI 02860-6224
Document Number0000000056
Book / Page5345 / 344
Instrument DateJul 23, 2026
Instrument202656
Transaction TypeTransfer
Record UpdatedAug 31, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateOct 11, 2019
Property Address642 PROSPECT ST, PAWTUCKET, RI 02860-6224
Document Number4430-3
Book / Page4430 / 3
Instrument DateOct 11, 2019
Instrument41
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 PROSPECT ST, PAWTUCKET, RI 02860-6224

Mortgage

Document Number42
DateOct 11, 2019
Instrument42
Lender
NamePRIMARY RESIDENTIAL MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,900.00 (-6.21%)$220,500 (+20.82%) Land $95,100 Building $125,400$345,210
2023$3,092.00 (+2.18%)$182,500 (-) Land $70,400 Building $112,100
2022$3,026.00$182,500 Land $70,400 Building $112,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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