630 Prospect St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 630 Prospect St, Pawtucket, RI 02860

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,597 sqft · built 1910
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on Record
Last Sale$149,900 (Nov 2015)
Tax Bill$3,716 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNPAWT M:38 L:0098

Property Details

APN / Parcel Number

Primary APNPAWT M:38 L:0098
Alternative APN
  • 380098

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,597 sqft Living Area
Gross Area2,987 sqft
1st Floor Area690 sqft
AtticAttic
Attic Area690 sqft
Basement Area690 sqft
Unfinished Basement690 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number380098
Street Address630 PROSPECT ST
CityPAWTUCKET
StateRI
Zip02860-6224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Lot Number98
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group3
Census Block3043
Census Tract17100

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address630 PROSPECT ST, PAWTUCKET, RI 02860-6224
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
Jun 7, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Mar 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jan 21, 2019Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2015 · Amount on Record
Deed SaleNov 12, 2015 · Amount on Record
Prior SaleJun 3, 2002 · Amount on Record
Deed Document Number2015128
Deed Book / Page3889 / 292
Transfer Doc003895-177
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address630 PROSPECT ST, PAWTUCKET, RI 02860-6224
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005300-211
DateMar 12, 2026
Book Page5300/211
Instrument3
Lender
NameROCKET MORTGAGE LLC
Agreement
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address630 PROSPECT ST, PAWTUCKET, RI 02860-6224
Transaction TypeMortgage
Record UpdatedJun 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4699-110
DateJun 7, 2021
Book Page4699/110
Instrument336
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJul 1, 2046

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address630 PROSPECT ST, PAWTUCKET, RI 02860-6224
Transaction TypeMortgage
Record UpdatedMar 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4651-38
DateMar 8, 2021
Book Page4651/38
Instrument154
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address630 PROSPECT ST, PAWTUCKET, RI 02860-6224
Document Number4333-256
Instrument DateJan 21, 2019
Transaction TypeMortgage
Record UpdatedFeb 19, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 PROSPECT ST PAWTUCKET RI 028606224, PAWTUCKET, RI 02860-6224

Mortgage

Document Number4333-256
DateJan 30, 2019
Book Page004333/000256
Instrument17
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJan 29, 2034

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,716.00 (-2.03%)$282,600 (+26.22%) Land $95,100 Building $187,500$393,270
2023$3,793.00 (+2.18%)$223,900 (-) Land $70,400 Building $153,500
2022$3,712.00$223,900 Land $70,400 Building $153,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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