642 N Eagle St, Naperville, IL 60563 Property Records

DuPage County property record for 642 N Eagle St, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,442 sqft · built 1972
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2020)
Tax Bill	$10,360 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-13-205-007`

Property Details

APN / Parcel Number

Primary APN	`07-13-205-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,442 sqft Living Area
1st Floor Area	1,632 sqft
Basement Area	810 sqft
Finished Basement	810 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Tri-Level
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	15.7 ft deep x 5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	642 N EAGLE ST
City	NAPERVILLE
State	IL
Zip	60563-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OGDEN AVE ADD TO NAPER
Legal Subdivision	OGDEN AVE ADD TO NAPER
Legal Lot Number	218
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	4
Census Block	4013
Census Tract	846404

Owner

Source: DuPage County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	642 N EAGLE ST, NAPERVILLE, IL 60563-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Apr 22, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage KAREN K HOVEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	May 18, 2000 · Amount on Record
Deed Document Number	202039153
Prior Transfer Date	May 4, 2007
Prior Transfer Doc	0000097116
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	642 N EAGLE ST, NAPERVILLE, IL 60563-3024
Document Number	0000004240
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	642 N EAGLE ST NAPERVILLE IL 605633024, NAPERVILLE, IL 60563-3024

Mortgage

Document Number	0000004240
Date	Jan 11, 2021
Instrument	4240

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2041

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 22, 2020
Property Address	642 N EAGLE ST, NAPERVILLE, IL 60563-3024
Document Number	0000039153
Map Reference	DOC 192270
Instrument Date	Feb 10, 2020
Instrument	R2020-039153
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 N EAGLE ST, NAPERVILLE, IL 60563-3024

Mortgage

Document Number	0000039155
Date	Apr 22, 2020
Instrument	R2020-039155

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	642 N EAGLE ST, NAPERVILLE, IL 60563-3024
Document Number	0000017822
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 N EAGLE ST NAPERVILLE IL 605633024, NAPERVILLE, IL 60563-3024

Mortgage

Document Number	0000017822
Date	Mar 12, 2019
Instrument	17822

Lender

Name	KAREN K HOVEY
Address	1811 CLEARWATER RD, ST CLOUD, MN 56301-5819

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 11, 2024

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,360.00 (+16.17%)	$185,690 (+28.92%) Land $115,339 Building $70,351	$557,070 (+28.92%) Land $346,017 Building $211,053
2022	$8,918.00 Homeowner's exemption	$144,030 Land $89,030 Building $55,000	$432,090 Land $267,090 Building $165,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Nearby Properties on N Eagle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures