635 N Eagle St, Naperville, IL 60563 Property Records

DuPage County property record for 635 N Eagle St, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,046 sqft · built 1961
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Apr 2024)
Tax Bill	$10,453 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-13-204-011`

Property Details

APN / Parcel Number

Primary APN	`07-13-204-011`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,046 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	726 sqft
Finished Basement	726 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Tri-Level
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	15 ft deep x 5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	635 N EAGLE ST
City	NAPERVILLE
State	IL
Zip	60563-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OGDEN AVE ADD TO NAPER
Legal Subdivision	OGDEN AVE ADD TO NAPER
Legal Lot Number	266
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	4
Census Block	4005
Census Tract	846404

Owner

Source: DuPage County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	635 N EAGLE ST, NAPERVILLE, IL 60563-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 19, 2024	Affidavit of Death of Joint Tenant, Transfer US NATIONAL TITLE INSURANCE COMPANY, ADVOCUS NATIONAL TTL INS CO
Apr 19, 2024	Executor's Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Sep 13, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Deed Document Number	202421163
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	635 N EAGLE ST, NAPERVILLE, IL 60563-3023
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 N EAGLE ST, NAPERVILLE, IL 60563-3023

Mortgage

Document Number	0000073206
Date	Nov 13, 2025
Instrument	R2025-073206

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DU PAGE IL
Recording Date	Apr 19, 2024
Property Address	635 N EAGLE ST, NAPERVILLE, IL 60563-3023
Document Number	0000021162
Map Reference	DOC 192270
Instrument Date	Apr 15, 2024
Instrument	R2024-021162
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	US NATIONAL TITLE INSURANCE COMPANY, ADVOCUS NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3489 FOX HILL RD, AURORA, IL 60504-8907

April 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 19, 2024
Property Address	635 N EAGLE ST, NAPERVILLE, IL 60563-3023
Document Number	0000021163
Map Reference	DOC 192270
Instrument Date	Apr 5, 2024
Instrument	R2024-021163
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	635 N EAGLE ST, NAPERVILLE, IL 60563-3023

Mortgage

Document Number	0000021164
Date	Apr 19, 2024
Instrument	R2024-021164

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	635 N EAGLE ST, NAPERVILLE, IL 60563-3023
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 N EAGLE ST, NAPERVILLE, IL 60563-3023

Mortgage

Document Number	0000084756
Date	Sep 13, 2022
Instrument	R2022-084756

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,453.00 (+28.49%)	$181,259 (+21.93%) Land $111,253 Building $70,006	$543,777 (+21.93%) Land $333,759 Building $210,018
2024	$8,135.00 (+153.03%)	$148,655 (+11.85%) Land $104,123 Building $44,532	$445,965 (+11.85%) Land $312,369 Building $133,596
2022	$3,215.00 Homeowner's exemption Senior Citizen's exemption	$132,900 Land $88,140 Building $44,760	$398,700 Land $264,420 Building $134,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on N Eagle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures