642 Hidden Falls Ln, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 642 Hidden Falls Ln, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	6 bd · 5.5 ba · 3,986 sqft · built 1997
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Oct 2022)
Tax Bill	$7,008 (2025)
Deeds & Mortgages	Feb 2024 Refinance Oct 2022 Sale & Mortgage
APN	`0378001000960`

Property Details

APN / Parcel Number

Primary APN	`0378001000960`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,986 sqft Total Area
1st Floor Area	1,450 sqft
Upper Floors Area	1,450 sqft
Attic	Attic
Attic Area	240 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	106 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	592 sqft

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	484 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	642 HIDDEN FALLS LN
City	CHESAPEAKE
State	VA
Zip	23320-3531
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15S: RESI
Legal Description	96 OAK BROOKE SEC 4
Legal Subdivision	OAK BROOKE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2001
Census Tract	20805

Owner

642 Hidden Falls Ln is owned by two individuals who bought it in October 2022.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	642 HIDDEN FALLS LN, CHESAPEAKE, VA 23320-3531
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC
Oct 27, 2022	Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Aug 30, 2000 · Amount on File
Deed Document Number	202232605
Deed Book / Page	10613 / 385
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	642 HIDDEN FALLS LN, CHESAPEAKE, VA 23320-3531
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10727/1753
Date	Feb 21, 2024
Book Page	10727/1753
Instrument	240003252

Lender

Name	PLANET HOME LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.99%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 27, 2022
Property Address	642 HIDDEN FALLS LN, CHESAPEAKE, VA 23320-3531
Document Number	010613/385
Book / Page	10613 / 385
Instrument Date	Oct 25, 2022
Instrument	220032605
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 HIDDEN FALLS LN, CHESAPEAKE, VA 23320-3531

Mortgage

Document Number	0220032606
Date	Oct 27, 2022
Instrument	220032606

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 642 Hidden Falls Ln was $7,008.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$700,100 (+0.89%) Land $180,000 Building $520,100	$700,100 (+0.89%) Land $180,000 Building $520,100
2025	$7,008.00	$693,900 Land $165,000 Building $528,900	$693,900 Land $165,000 Building $528,900
2023		$588,400 Land $150,000 Building $438,400	$588,400 Land $150,000 Building $438,400
2019	$4,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 642 Hidden Falls Ln; 18 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Hidden Falls Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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