638 Hidden Falls Ln, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 638 Hidden Falls Ln, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 3 ba · 3,573 sqft · built 1997
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Nov 2020)
Tax Bill	$3,795 (2022)
Deeds & Mortgages	Jun 2022 Refinance Nov 2020 Sale & Mortgage
APN	`0378001000880`

Property Details

APN / Parcel Number

Primary APN	`0378001000880`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,573 sqft Total Area
1st Floor Area	1,121 sqft
Upper Floors Area	1,121 sqft
Attic	Attic
Attic Area	264 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	162 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	504 sqft
Patio Area	525 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	638 HIDDEN FALLS LN
City	CHESAPEAKE
State	VA
Zip	23320-3578
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15S: RESI
Legal Description	88 OAK BROOKE SEC 3
Legal Subdivision	OAK BROOKE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2001
Census Tract	20805

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 HIDDEN FALLS LN, CHESAPEAKE, VA 23320-3578
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RED TREE MORTGAGE LLC
Nov 13, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Dec 7, 1998 · Amount on Record
Deed Document Number	202042546
Deed Book / Page	10255 / 1221
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	638 HIDDEN FALLS LN, CHESAPEAKE, VA 23320-3578
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10570/1017
Date	Jun 14, 2022
Book Page	10570/1017
Instrument	220019754

Lender

Name	RED TREE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 13, 2020
Property Address	638 HIDDEN FALLS LN, CHESAPEAKE, VA 23320-3578
Document Number	10255/1221
Book / Page	10255 / 1221
Instrument Date	Oct 30, 2020
Instrument	200042546
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 HIDDEN FALLS LN, CHESAPEAKE, VA 23320-3578

Mortgage

Document Number	0200042547
Date	Nov 13, 2020
Instrument	200042547

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,100 (+19.08%) Land $180,000 Building $467,100	$647,100 (+19.08%) Land $180,000 Building $467,100
2023		$543,400 (+8.46%) Land $150,000 Building $393,400	$543,400 (+8.46%) Land $150,000 Building $393,400
2022	$3,795.00 (-15.83%)	$501,000 Land $140,000 Building $361,000	$501,000 Land $140,000 Building $361,000
2019	$4,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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