642 Fair Spring Dr, Charleston, SC 29414 Property Records

Charleston County property record for 642 Fair Spring Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,977 sqft · built 2003
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$583,000 (May 2026)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`358-14-00-097`

Property Details

APN / Parcel Number

Primary APN	`358-14-00-097`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,977 sqft Living Area
1st Floor Area	811 sqft
Upper Floors Area	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Terrain	High
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	235 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	642 FAIR SPRING DR
City	CHARLESTON
State	SC
Zip	29414-7151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SCHIEVELING PLANTATION DESCRIPTION -LOT 62 PHASE V AND VI
Legal Subdivision	SCHIEVELING PLANTATION
Legal Phase	5
Legal Lot Number	62
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3001
Census Tract	5701

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 28, 2022	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Feb 17, 2022	Intrafamily Transfer, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 14, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 22, 2019	Grant Deed, Transfer · FHA Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jun 28, 2022 · Amount on Record
Deed Book / Page	1390 / 6
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	0010430422
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 19, 2026
Property Address	642 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	1390000006
Book / Page	1390 / 6
Instrument Date	May 7, 2026
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217,867.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	642 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Investor	Possibly a Property Investor

Mortgage

Document Number	1390000007,
Date	May 19, 2026
Book Page	1390/7

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 28, 2022
Property Address	642 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0011200301
Book / Page	1120 / 301
Map Reference	MB EG PG 282
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,391.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	642 FAIR SPRING DR, CHARLESTON, SC 29414-7151

Mortgage

Document Number	0001120304
Date	Jun 28, 2022
Instrument	1120/304

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Feb 17, 2022
Property Address	642 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0010800069
Book / Page	1080 / 69
Map Reference	MB EG PG 282
Instrument Date	Dec 8, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	642 FAIR SPRING DR, 642, CHARLESTON, SC 29414-7151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 FAIR SPRING DR, CHARLESTON, SC 29414-7151

Mortgage

Document Number	0000108070
Date	Feb 17, 2022
Instrument	1080/70

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 14, 2021
Property Address	642 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0010430422
Book / Page	1043 / 422
Map Reference	MB EG PG 282
Instrument Date	Sep 29, 2021
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 FAIR SPRING DR, CHARLESTON, SC 29414-7151

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	642 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0931/0703
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	642 FAIR SPRING DR CHARLESTON SC 294147151, CHARLESTON, SC 29414-7151

Mortgage

Document Number	0931/0703
Date	Nov 3, 2020
Book Page	000931/000703

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 22, 2019
Property Address	642 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0809/0788
Book / Page	000809 / 000788
Instrument Date	Jul 9, 2019
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	642 FAIR SPRING DR CHARLESTON SC 294147151, CHARLESTON, SC 29414-7151

Mortgage

Document Number	809/0790
Date	Jul 22, 2019
Book Page	000809/000790

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,734.00 (-2.01%)	$535,000 (+2,4%) Land $113,800 Building $421,200	$535,000 (+69.84%) Land $113,800 Building $421,200
2024	$2,790.00 (+77.14%)	$21,400 (+69.84%)
2022	$1,575.00	$12,600	$315,000 (-41.12%) Land $65,400 Building $249,600
2020			$535,000 Land $65,400 Building $469,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	10 (2015–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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