640 Fair Spring Dr, Charleston, SC 29414 Property Records

Charleston County property record for 640 Fair Spring Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,716 sqft · built 2002
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2021)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`358-14-00-096`

Property Details

APN / Parcel Number

Primary APN	`358-14-00-096`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	822 sqft
Upper Floors Area	894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Terrain	High
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	215 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	640 FAIR SPRING DR
City	CHARLESTON
State	SC
Zip	29414-7151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SCHIEVELING PLANTATION DESCRIPTION -LOT 61 PHASE V AND VI
Legal Subdivision	SCHIEVELING PLANTATION
Legal Phase	5
Legal Lot Number	61
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3001
Census Tract	5701

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · VA Mortgage ELEVEN MTG
Jul 11, 2018	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Jul 17, 2018	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Book / Page	1008 / 566
Prior Transfer Date	Jul 9, 2011
Prior Transfer Doc	0202/0057
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	640 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0822/0341
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 FAIR SPRING DR CHARLESTON SC 294147151, CHARLESTON, SC 29414-7151

Mortgage

Document Number	0822/0341
Date	Sep 17, 2019
Book Page	000822/000341

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 16, 2044

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	640 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0791/0261
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 FAIR SPRING DR CHARLESTON SC 294147151, CHARLESTON, SC 29414-7151

Mortgage

Document Number	0791/0261
Date	Apr 23, 2019
Book Page	000791/000261

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 17, 2018
Property Address	640 FAIR SPRING DR, CHARLESTON, SC 29414-7151
Document Number	0733/0613
Book / Page	000733 / 000613
Instrument Date	Jul 6, 2018
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 FAIR SPRING DR CHARLESTON SC 294147151, CHARLESTON, SC 29414-7151

Mortgage

Document Number	733/0615
Date	Jul 17, 2018
Book Page	000733/000615

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,950.00 (+16.07%)	$414,000 (+3,238.71%) Land $84,180 Building $329,820	$478,200 (+32.83%) Land $118,300 Building $359,900
2024	$1,680.00 (-5.88%)	$12,400 (-13.89%)
2022	$1,785.00	$14,400	$360,000 (-) Land $73,200 Building $286,800
2020			$360,000 Land $73,200 Building $286,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	10 (2015–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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