642 Eldorado St, Fort Pierce, FL 34949 Property Records

St. Lucie County property record for 642 Eldorado St, Fort Pierce, FL 34949

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 6 ba · 4,004 sqft · built 1984
Lot Size	0.241 acres (10,496 sqft)
Owner	Individual Name on Record
Last Sale	$2,300,000 (Sep 2022)
Tax Bill	$21,797 (2025)
Deeds & Mortgages	Sep 2022 Sale & Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2401-503-0062-000-3`

Property Details

APN / Parcel Number

Primary APN	`2401-503-0062-000-3`
Alternative APN	`14972`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Units	8 Units
Stories	2 Stories
Building Area	4,004 sqft Living Area
Gross Area	4,740 sqft
1st Floor Area	1,986 sqft
Upper Floors Area	32 sqft
Utility Area	128 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Architectural Style	Multi-Family
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,496 sqft (0.241 acres)
Lot Dimensions	131 ft deep x 79 ft wide
Driveway	Asphalt Driveway
Porch	Open Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	14972
Street Address	642 ELDORADO ST
City	FORT PIERCE
State	FL
Zip	34949-3506
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	HI MEDIUM
Legal Description	OCEAN VIEW S/D REVISED PLAT HOLLEY AND MORGAN`S S/D BLK 6 N 38.96 FT OF LOT 10 AND S 40.92 FT OF LOT 11
Legal Range	40E
Legal Township	35S
Legal Section	01
Legal Subdivision	OCEAN VIEW SUBDIVISION REPLAT HOLLEY & M
Legal Block	6
Legal Lot Number	10
Jurisdiction	ST LUCIE FL
Township / Civil Division	HUTCHINSON ISLAND
Census Block Group	4
Census Block	4023
Census Tract	381300

Owner

Source: St. Lucie County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96 S MAIN ST, PORTVILLE, NY 14770-9704
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Warranty Deed, Transfer · Line of Credit BENWORTH CAPITAL PARTNERS LLC
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage AHL FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	20225096908
Deed Book / Page	4888 / 714
Prior Transfer Date	Feb 24, 1997
Prior Transfer Doc	1062001318
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Sep 13, 2022
Property Address	642 ELDORADO ST, FORT PIERCE, FL 34949-3506
Document Number	0048880714
Book / Page	4888 / 714
Instrument Date	Sep 12, 2022
Instrument	5096908
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 695, PALM CITY, FL 34991-0695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 S MAIN ST, PORTVILLE, NY 14770-9704

Mortgage

Document Number	0004888716
Date	Sep 13, 2022
Instrument	4888/716

Lender

Name	BENWORTH CAPITAL PARTNERS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Nov 24, 2020
Property Address	642 ELDORADO ST, FORT PIERCE, FL 34949-3506
Document Number	0045122459
Book / Page	4512 / 2459
Instrument Date	Nov 16, 2020
Instrument	4784503
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	PRIME TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12865, FORT PIERCE, FL 34979-2865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 695, PALM CITY, FL 34991-0695

Mortgage

Document Number	0045122461
Date	Nov 24, 2020
Instrument	4512/2461

Lender

Name	AHL FUNDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,797.00 (+7.71%)	$892,600 (+0.3%) Land $363,500 Building $529,100	$892,600 (+0.3%) Land $363,500 Building $529,100
2024	$20,237.00 (-7.64%)
2023	$21,911.00 (+32.91%)	$889,900 (+42.96%) Land $333,200 Building $556,700	$889,900 (+14.38%) Land $333,200 Building $556,700
2022	$16,486.00	$622,490	$778,000 Land $282,800 Building $495,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	316 units insured incl. 160 condo units
Nearby Flood Claims	387 (1979–2024)
Claims Outside the SFHA	23 of 387
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Frances, Sep 2004 · 330 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: FPUAnet Communications.

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