142 Eldorado St, Fort Pierce, FL 34949 Property Records

St. Lucie County property record for 142 Eldorado St, Fort Pierce, FL 34949

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,456 sqft · built 1952
Lot Size	0.208 acres (9,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$403,000 (Apr 2021)
Tax Bill	$10,182 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`2401-501-0241-000-6`

Property Details

APN / Parcel Number

Primary APN	`2401-501-0241-000-6`
Alternative APN	`14785`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	3,210 sqft
1st Floor Area	1,456 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	9,062 sqft (0.208 acres)
Lot Dimensions	145 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	722 sqft
Driveway	Concrete Driveway
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	188 sqft
Deck Area	424 sqft
Patio Area	608 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	14785
Street Address	142 ELDORADO ST
City	FORT PIERCE
State	FL
Zip	34949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF MODERAT
Legal Description	FT PIERCE BEACH S/D BLK 13 LOT 16
Legal Range	40E
Legal Township	35S
Legal Section	01
Legal Subdivision	FORT PIERCE SUBDIVISION
Legal Block	13
Legal Lot Number	16
Jurisdiction	ST LUCIE FL
Township / Civil Division	HUTCHINSON ISLAND
Census Block Group	3
Census Block	3006
Census Tract	381300

Owner

Source: St. Lucie County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1602 BINNEY DR, FORT PIERCE, FL 34949-3189
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 29, 2024	Intrafamily Transfer, Transfer
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU
Apr 5, 2018	Deed of Trust, Mortgage · VA Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Dec 3, 2009 · Amount on Record
Deed Document Number	20214853998
Deed Book / Page	4598 / 1761
Last Transfer Date	Jan 29, 2024
Transfer Doc	0051000522
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Recording Date	Sep 16, 2026
Property Address	142 ELDORADO ST, FORT PIERCE, FL 34949
Document Number	0005669300
Book / Page	5531 / 469
Instrument Date	Aug 26, 2026
Instrument	20265669300
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 BINNEY DR, FORT PIERCE, FL 34949-3189
Investor	Possibly a Property Investor

Mortgage

Document Number	0005669300,
Date	Sep 16, 2026
Book Page	5531/469
Instrument	20265669300

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 21, 2046

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	142 ELDORADO ST, FORT PIERCE, FL 34949
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 BINNEY DR, HUTCHINSON ISLAND, FL 34949-3189

Mortgage

Document Number	0047301846
Date	Dec 3, 2021
Book Page	4730/1846
Instrument	4960217

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LUCIE FL
Recording Date	Jan 29, 2024
Property Address	142 ELDORADO ST, FORT PIERCE, FL 34949
Document Number	0051000522
Book / Page	5100 / 522
Instrument Date	Jan 29, 2024
Instrument	5293593
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1602 BINNEY DR, FORT PIERCE, FL 34949-3189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 BINNEY DR, FORT PIERCE, FL 34949-3189

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Apr 27, 2021
Property Address	142 ELDORADO ST, FORT PIERCE, FL 34949
Document Number	0045981761
Book / Page	4598 / 1761
Map Reference	MB 8 PG 29
Instrument Date	Apr 23, 2021
Instrument	4853998
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	TREASURE COAST ABSTRACT AND TITLE, TREASURE COAST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,821.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1602 BINNEY DR, FORT PIERCE, FL 34949-3189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 BINNEY DR, FORT PIERCE, FL 34949-3189

Mortgage

Document Number	0045981763
Date	Apr 27, 2021
Instrument	4598/1763

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	1602 BINNEY DR, FORT PIERCE, FL 34949-3189
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041160530
Date	Apr 5, 2018
Book Page	4116/0530
Instrument	4419969

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,182.00 (+3.21%) Homeowner's exemption Disabled Person's exemption	$466,342 (-1.32%)	$501,800 (+6.18%) Land $314,300 Building $187,500
2024	$9,865.00 (-5.45%)
2023	$10,434.00 (+16.42%) Additional exemption filed	$472,600 (+30.73%) Land $288,100 Building $184,500	$472,600 (+30.73%) Land $288,100 Building $184,500
2022	$8,962.00	$361,500 Land $218,300 Building $143,200	$361,500 Land $218,300 Building $143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 252 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,175 units insured incl. 923 condo units
Nearby Flood Claims	227 (1979–2022)
Claims Outside the SFHA	8 of 227
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Frances, Oct 2004 · 204 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, FPUAnet Communications.

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