642 E Main St, Ashland, OR 97520 Property Records

Jackson County property record for 642 E Main St, Ashland, OR 97520 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,094 sqft · built 1979
Lot Size0.012 acres (544 sqft)
OwnerIndividual Name on File
Last Sale$289,000 (Dec 2023)
Tax Bill$2,722 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Mar 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN391E09AC90011

Property Details

APN / Parcel Number

Primary APN391E09AC90011
Alternative APN
  • 10642848

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,094 sqft Living Area
1st Floor Area544 sqft
2nd Floor Area550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Exterior MaterialConcrete
Roof MaterialComposition Shingle
Lot Area544 sqft (0.012 acres)
Garage Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address642 E MAIN ST
CityASHLAND
StateOR
Zip97520-2147
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Range01E
Legal Township39S
Legal Section09
Legal Quarter1
Legal SubdivisionASHLANDER CONDOMINIUMS
Legal Block1
JurisdictionJACKSON OR
Township / Civil DivisionASHLAND
Census Block Group2
Census Block2003
Census Tract2000

Owner

Source: Jackson County records · APN 391E09AC90011

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address642 E MAIN ST, ASHLAND, OR 97520-2147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Warranty Deed, Transfer · Conventional Mortgage
NATIONS LENDING CORP
Mar 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROGUE FCU
Jan 27, 2021Warranty Deed, Transfer
TICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON
Mar 16, 2018Deed of Trust, Mortgage · Conventional with PMI
CAPWEST HM LNS
Oct 06, 2017Deed of Trust, Mortgage · Line of Credit
ROGUE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2023 · Amount on Record
Deed SaleDec 15, 2023 · Amount on Record
Prior SaleJan 27, 2021 · Amount on Record
Deed Document Number202325667
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateDec 15, 2023
Property Address642 E MAIN ST, ASHLAND, OR 97520-2147
Document Number0000025667
Map ReferenceVOL 13 PG 85
Instrument DateDec 05, 2023
Instrument2023-025667
Transaction TypeTransfer
Record UpdatedMay 21, 2024
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 E MAIN ST, ASHLAND, OR 97520-2147

Mortgage

Document Number0000025668
DateDec 15, 2023
Instrument2023-025668
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address642 E MAIN ST, ASHLAND, OR 97520-2147
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007807
DateMar 10, 2017
Instrument2017-007807
Lender
NameROGUE FCU
TypeCredit Union
AddressMEDFORD, OR 97501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateJan 27, 2021
Property Address642 E MAIN ST, ASHLAND, OR 97520-2147
Document Number0000003541
Instrument DateJan 25, 2021
Instrument3541
Transaction TypeTransfer
Record UpdatedFeb 15, 2021
Title CompanyTICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON

Transaction

AmountAmount Recorded
Tax$279.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address21628 STATE HIGHWAY 96 KLAMATH RIVER CA 960509115, KLAMATH RIVER, CA 96050-9115

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address642 E MAIN ST, ASHLAND, OR 97520-2147
Document Number0000009983
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedApr 05, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 E MAIN ST ASHLAND OR 975202147, ASHLAND, OR 97520-2147

Mortgage

Document Number0000009983
DateMar 30, 2018
Instrument9983
Lender
NameCAPWEST HM LNS
AddressIRVINE, CA 92618
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 29, 2048

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address642 E MAIN ST, ASHLAND, OR 97520-2147
Document Number0000034859
Instrument DateOct 06, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 E MAIN ST ASHLAND OR 975202147, ASHLAND, OR 97520-2147

Mortgage

Document Number0000034859
DateOct 12, 2017
Instrument34859
Lender
NameROGUE CU
AddressMEDFORD, OR 97501-0278
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 11, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityAshland City
Unified School DistrictAshland School District 5 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$177,040 (+3%)$264,050 (-13%) Building $264,050
2025$2,722.00 (+2.14%)$171,890 (+3%) Building $171,890$303,490 (+1.21%) Building $303,490
2024$2,665.00 (+3.37%)$166,890 (+3%) Building $166,890$299,850 (-4.08%) Building $299,850
2023$2,578.00 (+3.33%)$162,030 (+2.99%) Building $162,030$312,620 (-) Building $312,620
2022$2,495.00$157,320 Building $157,320$312,620 Building $312,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (41029C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410290020002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1982–2015)
Claims Outside the SFHA7 of 10
Most Recent ClaimJul 2015, rainfall accumulation
Claims By Storm
  • Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Siskiyou-Hargandine Historic District
listed 2002 · 274 contributing resources · NRIS 02001008

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 588 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Project AFixed Wireless (unlicensed)200 / 25
WhittrioFixed Wireless (unlicensed)100 / 30
AT&TFixed Wireless100 / 20

May also be available at this address: Lumen Technologies, Hunter Communications & Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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