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637 E Main St, Ashland, OR 97520 Property Records

Jackson County property record for 637 E Main St, Ashland, OR 97520

Property Summary

Property TypeBoarding House, Apartment Hotel
Details1,278 sqft · built 1890
Lot Size0.15 acres (6,534 sqft)
OwnerCompany on Record
Last Sale$1,125,000 (Jun 2024)
Tax Bill$6,971 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
Jan 2020 Loan Modification
+ 5 more
Flood ZoneZone X (minimal risk)
APN391E09AC7700

Property Details

APN / Parcel Number

Primary APN391E09AC7700
Alternative APNs
  • 391E09AC07700
  • 10062754

Interior

Building Area1,278 sqft Total Area
FlooringCarpet

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
PorchPorch
Porch Area192 sqft
Deck Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address637 E MAIN ST
CityASHLAND
StateOR
Zip97520-2115
Property CategoryCommercial
Property TypeCommercial > Retail > Boarding House, Apartment Hotel
Local Zoning CodeC-1
Legal Range01E
Legal Township39S
Legal Section09
Legal Quarter1
Legal SubdivisionRAILROAD ADDITION TO THE CITY OF ASHLAND
Legal Block1
Legal Lot Number10-13
JurisdictionJACKSON OR
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1037
Census Tract2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Siskiyou-Hargandine Historic District
listed 2002 · 274 contributing resources · NRIS 02001008

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address1341 LAS CANOAS RD, PACIFIC PALISADES, CA 90272-2427
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2024Warranty Deed, Transfer
LINDA REPPOND CARLISLE
Jan 10, 2020Loan Modification, Mortgage
PEOPLES BK/COMMERCE
Jan 10, 2019Loan Modification, Mortgage
PEOPLES BK/COMMERCE
Jan 10, 2018Deed of Trust, Construction Loan · Line of Credit
PEOPLES BK/COMMERCE
Jan 5, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE, 1ST AMERICAN
Oct 3, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE
Dec 1, 2016Loan Modification, Mortgage
PEOPLES BK/COMMERCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2024 · Amount on Record
Deed SaleJun 5, 2024 · Amount on Record
Prior SaleOct 3, 2017 · Amount on Record
Deed Document Number202411048
Record UpdatedSep 20, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateJun 5, 2024
Property Address637 E MAIN ST, ASHLAND, OR 97520-2115
Document Number0000011048
Map ReferenceVOL RR2 PG 42
Instrument DateJun 3, 2024
Instrument2024-011048
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1341 LAS CANOAS RD, PACIFIC PALISADES, CA 90272-2427

Mortgage

Document Number0000011049
DateJun 5, 2024
Instrument2024-011049
Lender
NameLINDA REPPOND CARLISLE
TypePrivate Party
Agreement
AmountAmount Recorded
Term60 Months
DueJun 5, 2029

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJACKSON OR
Property Address637 E MAIN ST, ASHLAND, OR 97520-2115
Document Number0000003626
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 21, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 COOLIDGE ST ASHLAND OR 975201606, ASHLAND, OR 97520-1606

Mortgage

Document Number0000003626
DateFeb 3, 2020
Instrument3626
Lender
NamePEOPLES BK/COMMERCE
TypeBank
AddressASHLAND, OR 97520
Agreement
Term12 Months
DueFeb 2, 2021

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJACKSON OR
Property Address637 E MAIN ST, ASHLAND, OR 97520-2115
Document Number0000002722
Instrument DateJan 10, 2019
Transaction TypeMortgage
Record UpdatedFeb 7, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 COOLIDGE ST ASHLAND OR 975201606, ASHLAND, OR 97520-1606

Mortgage

Document Number0000002722
DateJan 31, 2019
Instrument2722
Lender
NamePEOPLES BK/COMMERCE
TypeBank
AddressASHLAND, OR 97520
Agreement
Term12 Months
DueJan 30, 2020

January 2018: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionJACKSON OR
Recording DateJan 10, 2018
Property Address637 E MAIN ST, ASHLAND, OR 97520-2115
Document Number0000001153
Instrument DateJan 10, 2018
Instrument1153
Transaction TypeConstruction Loan
Record UpdatedFeb 21, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 COOLIDGE ST ASHLAND OR 975201606, ASHLAND, OR 97520-1606

Mortgage

Document Number0000001153
DateJan 10, 2018
Instrument1153
Lender
NamePEOPLES BK/COMMERCE
TypeBank
AddressASHLAND, OR 97520
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 9, 2019
Interest
Rate TypeAdjustable Rate

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON OR
Recording DateJan 5, 2018
Property Address637 E MAIN ST, ASHLAND, OR 97520-2115
Document Number0000000627
Instrument DateJan 4, 2018
Instrument627
Transaction TypeTransfer
Record UpdatedJan 10, 2018
Title CompanyFIRST AMERICAN TITLE, 1ST AMERICAN

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 COOLIDGE ST ASHLAND OR 975201606, ASHLAND, OR 97520-1606

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateOct 3, 2017
Property Address637 E MAIN ST, ASHLAND, OR 97520-2115
Document Number0000033779
Instrument DateSep 29, 2017
Instrument33779
Transaction TypeTransfer
Record UpdatedOct 9, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address95 COOLIDGE ST ASHLAND OR 975201606, ASHLAND, OR 97520-1606

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJACKSON OR
Property Address637 E MAIN ST, ASHLAND, OR 97520-2115
Document Number0000028365
Instrument DateDec 1, 2016
Transaction TypeMortgage
Record UpdatedAug 23, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address586 E MAIN ST ASHLAND OR 975202114, ASHLAND, OR 97520-2114

Mortgage

Document Number0000028365
DateAug 17, 2017
Instrument28365
Lender
NamePEOPLES BK/COMMERCE
TypeBank
AddressASHLAND, OR 97520
Agreement
Term12 Months
DueAug 16, 2018

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityAshland City
Unified School DistrictAshland School District 5 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$453,370 (+3%)$1,081,110 (+11%) Land $234,890 Building $846,220
2025$6,971.00 (+2.15%)$440,170 (+3%) Land $95,020 Building $345,150$973,970 (+17.22%) Land $211,610 Building $762,360
2024$6,824.00 (+3.36%)$427,350 (+3%) Land $92,250 Building $335,100$830,920 (-3%) Land $179,330 Building $651,590
2023$6,602.00 (+3.32%)$414,910 (+3%) Land $89,560 Building $325,350$856,620 (+5%) Land $184,880 Building $671,740
2022$6,390.00$402,830 Land $86,950 Building $315,880$815,830 Land $176,080 Building $639,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER DEPARTMENT
serves 20,946 people · EPA ID OR4100047
Water SourceSurface water
Last State InspectionJul 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Rogue Broadband
Fixed Wireless		200 / 25
FireServe
Fixed Wireless		100 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, Hunter Communications.

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