642 E Gulf Dr, Sanibel, FL 33957 Property Records

Lee County property record for 642 E Gulf Dr, Sanibel, FL 33957

Property Summary

Property TypeHotel
Details1 bd · 5 ba · 4,702 sqft · built 1963
Lot Size0.635 acres (27,653 sqft)
OwnerCompany Name on Record
Last Sale$1,000,000 (Nov 2016)
Tax Bill$19,338 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone AE (high risk)
APN20-46-23-T3-01908.0030

Property Details

APN / Parcel Number

Primary APN20-46-23-T3-01908.0030
Alternative APNs
  • 232046T3019080030
  • 10126014

Interior

Bedrooms1 Bed
Full Baths5 Baths
Units12 Units
Stories1 Story
Building Area4,702 sqft Gross Area
1st Floor Area3,046 sqft
FlooringTile

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1983
Architectural StyleLow Rise
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,653 sqft (0.635 acres)
View / LotCanal Front

Exterior Amenities

Pool Area824 sqft
PorchFinished/Open Porch
Porch Area160 sqft
Deck Area288 sqft
Patio Area824 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number10126014
Street Address642 E GULF DR
CitySANIBEL
StateFL
Zip33957-7102
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel
Legal DescriptionSANIBEL ESTATES UNIT 2 BLK 8 PB 9 PG 123 FR THE NW COR LOT 23 BLK 7
Legal SubdivisionSANIBEL ESTATES
Legal TractT3
Legal Block8,7
Legal Lot Number23
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1005
Census Tract80202

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11560 PALISADE AVE N, STILLWATER, MN 55082-3409
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2016 · Amount on Record
Deed SaleNov 9, 2016 · Amount on Record
Prior SaleNov 15, 2004 · Amount on Record
Deed Document Number2016238686
Prior Transfer DateOct 28, 2004
Prior Transfer Doc0044921173
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address642 E GULF DR, SANIBEL, FL 33957-7102
Transaction TypeMortgage
Record UpdatedSep 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11560 PALISADE AVE N, STILLWATER, MN 55082-3409

Mortgage

Document Number0000290797
DateSep 1, 2023
Instrument2023000290797
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressSTILLWATER, MN 55082
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term178 Months
DueJul 19, 2038

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,353,309 (+1.19%) Land $717,629 Building $635,680$1,353,309 (+1.19%) Land $717,629 Building $635,680
2025$19,338.00 (+85.34%)$1,337,385 (+91.16%) Land $726,047 Building $611,338$1,337,385 (+91.16%) Land $726,047 Building $611,338
2023$10,434.00 (-45.19%)$699,631 (-55%) Land $699,621 Building $10$699,631 (-55%) Land $699,621 Building $10
2022$19,037.00$1,554,678 Land $1,073,600 Building $481,078$1,554,678 Land $1,073,600 Building $481,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 465 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,022 units insured
incl. 557 condo units
Nearby Flood Claims1,006 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Nov 2022 · 288 claims
  • Hurricane Ian, Oct 2022 · 277 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 184 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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