642 E Clearwater Dr, Layton, UT 84041 Property Records

Davis County property record for 642 E Clearwater Dr, Layton, UT 84041

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,320 sqft · built 2003
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$593,845 (Jun 2025)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-527-0061`

Property Details

APN / Parcel Number

Primary APN	`11-527-0061`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	436 sqft (0.01 acres)
Garage Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	642 E CLEARWATER DR
City	LAYTON
State	UT
Zip	84041-4284
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-1-6 PRUD
Legal Description	ALL OF LOT 61, CLEARWATER COVE - A PRUD PHASE 6
Legal Subdivision	CLEARWATER COVE
Legal Phase	6
Legal Lot Number	61
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3006
Census Tract	125906

Owner

642 E Clearwater Dr, a townhouse, is owned and occupied by an individual who bought it in June 2025.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	642 E CLEARWATER DR, LAYTON, UT 84041-4284
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	Oct 2, 2014
Deed Document Number	20253622396
Deed Book / Page	8774 / 1117
Prior Transfer Date	Feb 2, 2009
Prior Transfer Doc	0002422395
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	642 E CLEARWATER DR, LAYTON, UT 84041-4284
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 E CLEARWATER DR, LAYTON, UT 84041-4284

Mortgage

Document Number	08904/1667
Date	Jan 2, 2026
Book Page	8904/1667
Instrument	3649075

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 642 E Clearwater Dr was $2,043, up 513.5% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,150 (+5.9%) Land $67,100 Building $160,050	$413,000 (+5.9%) Land $122,000 Building $291,000
2025	$2,043.00 (+513.51%)	$214,500 Land $68,200 Building $146,300	$390,000 Land $124,000 Building $266,000
2024	$333.00 (-1.48%)
2023	$338.00 (-40.81%)	$399,000 Land $91,000 Building $308,000	$399,000 Land $91,000 Building $308,000
2022	$571.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 642 E Clearwater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1983–1991)
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 E Clearwater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Beehive Broadband, Connext Networks, Rise Broadband, T-Mobile, Utah Broadband.